Financial Literacy Vocabulary - Unit 1

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Across
  1. 3. A form of financial aid that doesn't need to be repaid, usually awarded based on academic, athletic or other achievements.
  2. 5. Latin term for “Buyer Beware”
  3. 7. Refers to the public’s ability to recall and recognize a brand by its logos, jingles, packaging, etc.
  4. 8. An amount of money you spend that causes some pain to part with.
  5. 9. A yearly fee that is charged by the credit card company for the use of their credit card.
  6. 10. An expense that can be deducted from one's taxable income.
  7. 11. A detailed report of an individual's credit history.
  8. 13. Time frame that a loan agreement is in force.
  9. 15. A measure of an individual's credit risk;
  10. 18. An interest rate charged to a customer in the early stages of a loan, often going up over time.
  11. 20. To obtain an item with credit; to pay for item over time.
  12. 22. Feeling regret or concern after making a purchase.
Down
  1. 1. A decrease or loss in value
  2. 2. A form that is completed annually by current and prospective college students to determine their eligibility for financial aid.
  3. 4. A form of financial aid that doesn't need to be repaid, usually given to students with financial need.
  4. 6. Cost of borrowing money on an annual basis.
  5. 12. The financial loss or missed opportunity when you choose to do something different with your money.
  6. 14. The process of communicating the value of a product or service to customers.
  7. 16. The promotion of a product or service by identifying it with distinct characteristics.
  8. 17. Preferred method of debt repayment; Listing all debts smallest to largest and paying off the smallest first, working to the largest.
  9. 19. A program that allows students to work part-time while finishing their studies.
  10. 21. Type of card issued by a bank that allows the user to finance a purchase.