Insurance Cryptic 2

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Across
  1. 4. Paper for your money
  2. 6. A set of items or groups are billed thus
  3. 7. Life policies usually aren't; others usually are
  4. 8. Rules of an important document
  5. 10. A form of request
  6. 13. Conditions are legal language
  7. 15. A word, a sentence, a line of business
  8. 16. If you don't pay your bills, you become a risk
  9. 19. As certain as death, it has to be paid
  10. 20. It's the car manual? Not at all.
  11. 22. Start again, or continue the policy
  12. 23. A part which becomes a bill
Down
  1. 1. Sometimes an emergency, sometimes a policy
  2. 2. Such a policy saves you from the rain
  3. 3. It's owed, and covered by insurance
  4. 5. He who gives is usually the policyholder
  5. 9. Victim goes with property
  6. 11. A task in exchange for selling
  7. 12. An attribute of houses
  8. 13. Get money, or a type of call
  9. 14. The gift of insurance
  10. 17. The middleman isn't tied
  11. 18. A service provider found in some homes
  12. 21. What you do with a policy, child?