Managing finances effectively

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Across
  1. 3. to approve something in advance
  2. 6. the maximum amount of credit a financial institution extends to a client on a credit card or line of credit.
  3. 8. A company that lends you customers small amounts of money at high-interest rates on the agreement that the loan will be paid off when the borrower receives their next wages
  4. 9. is an agreement between you and a mortgage lender to buy or refinance a home without having all the cash upfront
  5. 10. the amount you pay for the benefits that come with your credit card
Down
  1. 1. An item of value that a tender can seize froma borrower if he or she fails to repay lown according to agreed terms.
  2. 2. A credit that can only be used in one shop or chain of shops.
  3. 4. A transaction that is cancelled before it settles through a consumer debit or credit card amount.
  4. 5. A one-off fee due at the end of your home loan when you have paid in full.
  5. 7. Charging no interest on money that has been borrowed.