Personal Finance
Across
- 3. use of someone else's money in agreement to repay later
- 7. Provides service for when you pay later
- 8. record of your borrowing and repayment performance.
- 11. agreement to pay debts that have been legally discharged
- 15. Checking several places to get the best price
- 19. debts erased by court during bankruptcy proceedings.
- 22. person who borrowers money from others
- 23. process of reestablishing a good credit rating.
- 25. interest rate fluctuates with inflation
- 26. Interest rate that banks offer to their best customers
- 27. value of property after deducting your debts
- 28. creditors file a petition to declare you bankrupt.
- 29. person hired by a creditor to collect overdue balances
Down
- 1. someone who loans money to others
- 2. percentage of interest you will pay on a loan
- 4. following an individual plan for good credit use
- 5. financial ability to repay a loan
- 6. Score that follows credit bureaus point system.
- 9. remaining credit available to you on current accounts.
- 10. unlicensed lenders who charge high interest rates.
- 12. loans whose interest rates never fluctuate
- 13. property pledged to assure repayment of a loan
- 14. petition to the court to be declared bankrupt.
- 15. business that gather and sell credit information
- 16. a code that protects your account information.
- 17. receiving a portion of what you spent in credit purchases
- 18. legal process that relieves the responsibility of paying debt
- 20. someone who promises to pay if the borrower fails to
- 21. part of purchase price paid upfront.
- 24. state law that sets maximum rate allowed.