Personal Finance

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Across
  1. 3. use of someone else's money in agreement to repay later
  2. 7. Provides service for when you pay later
  3. 8. record of your borrowing and repayment performance.
  4. 11. agreement to pay debts that have been legally discharged
  5. 15. Checking several places to get the best price
  6. 19. debts erased by court during bankruptcy proceedings.
  7. 22. person who borrowers money from others
  8. 23. process of reestablishing a good credit rating.
  9. 25. interest rate fluctuates with inflation
  10. 26. Interest rate that banks offer to their best customers
  11. 27. value of property after deducting your debts
  12. 28. creditors file a petition to declare you bankrupt.
  13. 29. person hired by a creditor to collect overdue balances
Down
  1. 1. someone who loans money to others
  2. 2. percentage of interest you will pay on a loan
  3. 4. following an individual plan for good credit use
  4. 5. financial ability to repay a loan
  5. 6. Score that follows credit bureaus point system.
  6. 9. remaining credit available to you on current accounts.
  7. 10. unlicensed lenders who charge high interest rates.
  8. 12. loans whose interest rates never fluctuate
  9. 13. property pledged to assure repayment of a loan
  10. 14. petition to the court to be declared bankrupt.
  11. 15. business that gather and sell credit information
  12. 16. a code that protects your account information.
  13. 17. receiving a portion of what you spent in credit purchases
  14. 18. legal process that relieves the responsibility of paying debt
  15. 20. someone who promises to pay if the borrower fails to
  16. 21. part of purchase price paid upfront.
  17. 24. state law that sets maximum rate allowed.