insurance Crossword Puzzles
Chapter 15 By Austin Jones 2024-05-17
Across
- Tax advantaged savings account availbe to people enrolled in qualified high deductible health plans
- Provides protection againist financial loss due to illness or injury
- Approva; fromt the plan before recieving certain procedures and treatments
- Provides coverage for personal and custodial care durning periods whan an individuaul is unable to perform essential daily living activties
- Health care plan that pays for covered medical services after treatment is provided usally on a fee for service basis
- Medical service that is not covered in the insurnace plan
- Flat fee the patient must pay for medical services
- Protects dependents from loss of income and helps pay expenses after the death of the insured person
- Pays the face value of the policy to beneficaries if the insured dies before the endowment period ends
- Insurance that covers the cost of serious illness and injuries as well as high cost procedures
Down
- insurnace that covers specified dental services
- Pays a portion of income lost to a worker who is unable to work for a prolonges period because illness or injury
- Percenatge of the servies costs that patients pay after the annual deductible is met
- Insurance that covers prescriptions,hosptial stays and inpatient test
- Provides protection only for a a soecific period of timeg
- Goverment sponsered price comparison website where consumers can shop for and purchase goverment regulated and standardized health care plans eligilbe for fedeal subsides
- Insurnace compants ectermination of request for medical treament and procedures tomake sure thay er fully covered
- insurnace that combines basic and major medical protections in one policy
- Penalty paid by those who do not purchase health insurance
- Insurnace that helps manage the risks that occur when an insured has cancer
- Organization named by a policyholder to recvive the death benefit of an insurance policy after the policyholders death
- Additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- type of health care plan in which the insurance compny contracts with specific doctors,hospitas and other health acer providers to deliever medical services and preventitive care to memebers ate reduced cost
23 Clues: insurnace that covers specified dental services • Flat fee the patient must pay for medical services • Provides protection only for a a soecific period of timeg • Medical service that is not covered in the insurnace plan • Penalty paid by those who do not purchase health insurance • Provides protection againist financial loss due to illness or injury • ...
Drive 2023-12-15
Across
- what state has the compulsory insurance law
- what is a responsibility of owning a car
- what can be tested by breath, urine or blood
- what is primary cause of all crashes
- what is the basic law limit speed to
- what insurance do you pay for owning a car
- to take license away less then 365 days
- to take license away for more than a year or more
- What is it called when you don’t stop at a red light
- what insurance does every vehicle have to have
Down
- driving while on your phone is
- What do you receive when you buy a car
- what are one of the terms in reckless driving charge
- what is happening when you do not stay calm and retaliate
- what do you not do with road rage
- what behavior is aggressive driving
- what is high risked behavior when driving
- what do you not do when your driving
- how many years do you renew your vehicle
19 Clues: driving while on your phone is • what do you not do with road rage • what behavior is aggressive driving • what is primary cause of all crashes • what is the basic law limit speed to • what do you not do when your driving • What do you receive when you buy a car • to take license away less then 365 days • what is a responsibility of owning a car • ...
Insurance Master 2024-07-06
Across
- A legal contract between the insurance company and the policyholder that outlines the terms and conditions of the insurance coverage.
- The sum of money paid to the beneficiary upon the death of the insured person.
- The amount of money paid by the policyholder to the insurance company to keep the insurance policy active.
- one of the Important Principle of Life insurance.
- The scope and extent of protection provided by the life insurance policy, including the types of risks covered and the amount of benefits payable.
- The process by which the insurance company evaluates the risk associated with insuring an individual and determines the premium rate and coverage terms accordingly.
Down
- The savings component of certain types of life insurance policies (such as whole life or universal life) that accumulates over time and can be accessed by the policyholder through withdrawals or loans.
- Refers to types of life insurance policies (such as whole life or universal life) that provide coverage for the entire lifetime of the insured, as long as premiums are paid.
- The person whose life is covered by the life insurance policy.
- the person or entity designated by the policyholder to receive the death benefit when the insured person passes away.
- Refers to the duration of the life insurance policy's coverage. For term life insurance, coverage is provided for a specific period (e.g., 10 years, 20 years).
11 Clues: one of the Important Principle of Life insurance. • The person whose life is covered by the life insurance policy. • The sum of money paid to the beneficiary upon the death of the insured person. • The amount of money paid by the policyholder to the insurance company to keep the insurance policy active. • ...
Patra 2022-03-25
Across
- Patra Headquarters located in which State
- Replacement cost minus depreciation
- Stage 3 to prepare a Policy
- Personal & Advertising Injury comes under which coverage
- The Premium paid to Insurance Company
- If an Agent makes a mistake, which coverage will protect him?
- An Agent working for Multiple Insurance Companies is Called
Down
- Which type of coverage covers the business that handles customers vehicles
- If your vehicle got damaged in an accident coverage will replace or repair your loss
- A Person or Organization working on behalf of Insurer is
- Insurance on Building's and their Contents comes under which coverage
- Patra Headquarters located in which Time Zone
- Insurance is a Contract between individual & Insurance Company
13 Clues: Stage 3 to prepare a Policy • Replacement cost minus depreciation • The Premium paid to Insurance Company • Patra Headquarters located in which State • Patra Headquarters located in which Time Zone • A Person or Organization working on behalf of Insurer is • Personal & Advertising Injury comes under which coverage • ...
Insurance Crossword 2021-11-11
Across
- This part of the policy makes a contract specific to the policy holder. It provides the names of the insured parties, value of the insured items, and lists deductibles.
- At any point, the caller is irate and does not want to be transferred to either the exposure adjuster or Supervisor.
- Terms used to write the policy.
- The caller is requesting to speak to their adjuster and the file notes indicate the Exposure Adjuster has not spoken to the caller.
- Changes to the policy that can add or reduce coverage.
- Summarizes what is covered, any services provide, and lists maximum limit of policy coverage in dollars.
Down
- The adjuster is no longer with the company.
- Send an email to the Exposure Adjuster, Supervisor, next level leadership & the escalations inbox
- Basic claim status request.
- The caller is calling back for the second time and there is no indication of contact attempt by the adjuster within 1 business day in the file notes.
- An official form requesting specific, detailed information that is used to determine the potential insured’s rate of risk and policy premiums.
- A list of what is not covered in the policy.
- A contract between Insured and Insurer.
- A licensed person that can sell insurance policies.
- Who does 3rd party refer to in insurance?
- Who does 1st party refer to in insurance?
16 Clues: Basic claim status request. • Terms used to write the policy. • A contract between Insured and Insurer. • Who does 3rd party refer to in insurance? • Who does 1st party refer to in insurance? • The adjuster is no longer with the company. • A list of what is not covered in the policy. • A licensed person that can sell insurance policies. • ...
Personal Finance 2023-02-27
Across
- one who receives benefits from insurance policies
- is used when a person is unable to work
- insurance that protects from theft and destruction
- benefits survivors or the deceased
- A periodic payment for the use of funds
- Your payment before an insurance company begins coverage
- used when a person is sick
- investments that represent ownership in business (risky)
Down
- risk transfer to a third party
- The amount of money borrowed
- Investments that represent a loan to the government
- amount paid on an insurance policy per a given time period
12 Clues: used when a person is sick • The amount of money borrowed • risk transfer to a third party • benefits survivors or the deceased • is used when a person is unable to work • A periodic payment for the use of funds • one who receives benefits from insurance policies • insurance that protects from theft and destruction • Investments that represent a loan to the government • ...
Health Insurance Terms 2022-10-11
Across
- any person (doctor, nurse, dentist) or institute that provides medical care
- amount payable by the insurance company
- personal savings account that a person can use for medical expenses with pre tax dollars
- provides health care services for enrollees in a particular geaographic area. Requires specific, in-network plan providers
- amount of money you must pay each year before your insurance starts paying
- any specific situation, condition or treatment that health insurance doesn't cover.
- spouse or child(ren), that is covered by the primary insured customer's plan
Down
- a health condition that has been previously diagnosed or treated before buying health insurance
- you pay a flat fee for medical expenses (ie. office visit), insurance pays the rest
- request for the insurance company to pay for medical services
- amount you pay to share the cost of covered services after deductible has been met. Usually a percentage
- amount paid each month in exchange for insurance coverage
12 Clues: amount payable by the insurance company • amount paid each month in exchange for insurance coverage • request for the insurance company to pay for medical services • amount of money you must pay each year before your insurance starts paying • any person (doctor, nurse, dentist) or institute that provides medical care • ...
Insurance Adjusters 2025-08-21
Across
- Whether an injury is eligible for benefits under the law.
- The financial and medical support provided to an injured employee
- Payments made to an injured work to compensate for loss wags and other benefits due to work injury.
- The amount the insured pays out-of-pocket before insurance coverage kicks in.
- The written insurance contract.
- A claim made against the insurance policy.
Down
- The individual who has suffered a work related injury/illness
- Legal responsibility for causing injury or damage to another person or their property.
- A request for payment under the terms of the insurance policy.
- The person or entity covered by the insurance policy.
- The cost of the insurance policy
- The business of entity employing the individual who is injured
12 Clues: The written insurance contract. • The cost of the insurance policy • A claim made against the insurance policy. • The person or entity covered by the insurance policy. • Whether an injury is eligible for benefits under the law. • The individual who has suffered a work related injury/illness • A request for payment under the terms of the insurance policy. • ...
Insurance crossword puzzle 2025-03-11
Across
- Largest Broker in Zambia in terms of revenue
- Out of grace claim settlement
- First amount payable
- Insurance and Pensions Regulator
- Mid term amendment to a policy
- Declinature to pay a claim
Down
- Chartered Insurance Institute (abbr.)
- Person who assess losses and recommends insurer action on a loss
- Agent that solicits business and advices clients on insurance
- Report a claim
- Remains of a damaged asset following an accident
- Amount paid to purchase an insurance policy
- Exageration of the claim quantum
13 Clues: Report a claim • First amount payable • Declinature to pay a claim • Out of grace claim settlement • Mid term amendment to a policy • Insurance and Pensions Regulator • Exageration of the claim quantum • Chartered Insurance Institute (abbr.) • Amount paid to purchase an insurance policy • Largest Broker in Zambia in terms of revenue • ...
Risk management 2022-04-28
Across
- interruption insurance covers the loss of income that a business suffers after a disaster
- Liability losses are losses that occur as a result of the insured's interactions with others or their property
- the state of being responsible for something, especially by law
- a crime typically one involving violence regarded as more serious than a misdemeanor
- a form of business insurance that offers an employer protection against losses that are caused by its employees' fraudulent or dishonest actions
- a form of liability insurance
- entry into a building illegally with intent to commit a crime
- protect against acceptance of bad credit cards
Down
- stealing or misuse of an employer's property for personal use and without authorization
- the action of repudiating, nullifying, or rendering void a decree or contract
- the business of insuring persons or property
- A security alarm is a system designed to detect intrusion
- insurance that pays out a sum of money either on the death of the insured person or after a set period
- able to be deducted, especially from taxable income or tax to be paid
- one of the coverages that your homeowners insurance policy provides
15 Clues: a form of liability insurance • the business of insuring persons or property • protect against acceptance of bad credit cards • A security alarm is a system designed to detect intrusion • entry into a building illegally with intent to commit a crime • the state of being responsible for something, especially by law • ...
Cars Vocab list 2023-04-05
Across
- covers damage to your own vehicle
- you subtract this from price
- covers your liability for injury to others
- Manufacturer's suggested retail/sticker price
- sell privately to someone else. Make more money
- insurance that covers you when you get hit by someone without insurance
- if you were to pay full price without loan or tghe amount you barrow for the loan
- take to dealership for a down payment
- what they say the car is worth, Use to calculate monthly payment
- covers damage to others peoples property
- if you want to buy after lease, they would charge you the residual
- loss of value overtime
Down
- property damage and bodily injury combined
- covers damage or loss to your vehicle from fire, theft, or vandalism
- price after purchase price + extra fees- rebates (outdoor price)
- cost of insurance per month
- cost of paperwork
- everything; the best type of warranty
- verify the severity of the damage
- website to help value your car
- After negotiation and extras. Final price you purchase at
- Insurance/ protection when something breaks or goes bad. Does not cover regular maintance
22 Clues: cost of paperwork • loss of value overtime • cost of insurance per month • you subtract this from price • website to help value your car • covers damage to your own vehicle • verify the severity of the damage • everything; the best type of warranty • take to dealership for a down payment • covers damage to others peoples property • property damage and bodily injury combined • ...
Chapter 15 By Austin Jones 2024-05-17
Across
- Tax advantaged savings account availbe to people enrolled in qualified high deductible health plans
- Provides protection againist financial loss due to illness or injury
- Approva; fromt the plan before recieving certain procedures and treatments
- Provides coverage for personal and custodial care durning periods whan an individuaul is unable to perform essential daily living activties
- Health care plan that pays for covered medical services after treatment is provided usally on a fee for service basis
- Medical service that is not covered in the insurnace plan
- Flat fee the patient must pay for medical services
- Protects dependents from loss of income and helps pay expenses after the death of the insured person
- Pays the face value of the policy to beneficaries if the insured dies before the endowment period ends
- Insurance that covers the cost of serious illness and injuries as well as high cost procedures
Down
- insurnace that covers specified dental services
- Pays a portion of income lost to a worker who is unable to work for a prolonges period because illness or injury
- Percenatge of the servies costs that patients pay after the annual deductible is met
- Insurance that covers prescriptions,hosptial stays and inpatient test
- Provides protection only for a a soecific period of timeg
- Goverment sponsered price comparison website where consumers can shop for and purchase goverment regulated and standardized health care plans eligilbe for fedeal subsides
- Insurnace compants ectermination of request for medical treament and procedures tomake sure thay er fully covered
- insurnace that combines basic and major medical protections in one policy
- Penalty paid by those who do not purchase health insurance
- Insurnace that helps manage the risks that occur when an insured has cancer
- Organization named by a policyholder to recvive the death benefit of an insurance policy after the policyholders death
- Additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- type of health care plan in which the insurance compny contracts with specific doctors,hospitas and other health acer providers to deliever medical services and preventitive care to memebers ate reduced cost
23 Clues: insurnace that covers specified dental services • Flat fee the patient must pay for medical services • Provides protection only for a a soecific period of timeg • Medical service that is not covered in the insurnace plan • Penalty paid by those who do not purchase health insurance • Provides protection againist financial loss due to illness or injury • ...
Chapter 15 By Austin Jones 2024-05-17
Across
- Tax advantaged savings account availbe to people enrolled in qualified high deductible health plans
- Provides protection againist financial loss due to illness or injury
- Approva; fromt the plan before recieving certain procedures and treatments
- Provides coverage for personal and custodial care durning periods whan an individuaul is unable to perform essential daily living activties
- Health care plan that pays for covered medical services after treatment is provided usally on a fee for service basis
- Medical service that is not covered in the insurnace plan
- Flat fee the patient must pay for medical services
- Protects dependents from loss of income and helps pay expenses after the death of the insured person
- Pays the face value of the policy to beneficaries if the insured dies before the endowment period ends
- Insurance that covers the cost of serious illness and injuries as well as high cost procedures
Down
- insurnace that covers specified dental services
- Pays a portion of income lost to a worker who is unable to work for a prolonges period because illness or injury
- Percenatge of the servies costs that patients pay after the annual deductible is met
- Insurance that covers prescriptions,hosptial stays and inpatient test
- Provides protection only for a a soecific period of timeg
- Goverment sponsered price comparison website where consumers can shop for and purchase goverment regulated and standardized health care plans eligilbe for fedeal subsides
- Insurnace compants ectermination of request for medical treament and procedures tomake sure thay er fully covered
- insurnace that combines basic and major medical protections in one policy
- Penalty paid by those who do not purchase health insurance
- Insurnace that helps manage the risks that occur when an insured has cancer
- Organization named by a policyholder to recvive the death benefit of an insurance policy after the policyholders death
- Additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- type of health care plan in which the insurance compny contracts with specific doctors,hospitas and other health acer providers to deliever medical services and preventitive care to memebers ate reduced cost
23 Clues: insurnace that covers specified dental services • Flat fee the patient must pay for medical services • Provides protection only for a a soecific period of timeg • Medical service that is not covered in the insurnace plan • Penalty paid by those who do not purchase health insurance • Provides protection againist financial loss due to illness or injury • ...
Chapter 15 By Austin Jones 2024-05-17
Across
- Tax advantaged savings account availbe to people enrolled in qualified high deductible health plans
- Provides protection againist financial loss due to illness or injury
- Approva; fromt the plan before recieving certain procedures and treatments
- Provides coverage for personal and custodial care durning periods whan an individuaul is unable to perform essential daily living activties
- Health care plan that pays for covered medical services after treatment is provided usally on a fee for service basis
- Medical service that is not covered in the insurnace plan
- Flat fee the patient must pay for medical services
- Protects dependents from loss of income and helps pay expenses after the death of the insured person
- Pays the face value of the policy to beneficaries if the insured dies before the endowment period ends
- Insurance that covers the cost of serious illness and injuries as well as high cost procedures
Down
- insurnace that covers specified dental services
- Pays a portion of income lost to a worker who is unable to work for a prolonges period because illness or injury
- Percenatge of the servies costs that patients pay after the annual deductible is met
- Insurance that covers prescriptions,hosptial stays and inpatient test
- Provides protection only for a a soecific period of timeg
- Goverment sponsered price comparison website where consumers can shop for and purchase goverment regulated and standardized health care plans eligilbe for fedeal subsides
- Insurnace compants ectermination of request for medical treament and procedures tomake sure thay er fully covered
- insurnace that combines basic and major medical protections in one policy
- Penalty paid by those who do not purchase health insurance
- Insurnace that helps manage the risks that occur when an insured has cancer
- Organization named by a policyholder to recvive the death benefit of an insurance policy after the policyholders death
- Additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- type of health care plan in which the insurance compny contracts with specific doctors,hospitas and other health acer providers to deliever medical services and preventitive care to memebers ate reduced cost
23 Clues: insurnace that covers specified dental services • Flat fee the patient must pay for medical services • Provides protection only for a a soecific period of timeg • Medical service that is not covered in the insurnace plan • Penalty paid by those who do not purchase health insurance • Provides protection againist financial loss due to illness or injury • ...
Chapter 10 Vocabulary Retirement 2024-04-09
Across
- where all of the money owed to a retiree is given in a single payment and no further payments are made
- a stock in a new, unproven company; often inexpensive but highly risky
- the value of the investment portion of a whole life insurance policy
- the potential severe ups and downs of some types of investments
- a type of insurance that combines a life insurance policy with an investment feature
- a type of insurance that provided protection for the policyholder for a specified period of time
- the anticipated profit based on the probabilities
- a person chosen by the policyholder whose name is on the life insurance policy and who receives the benefits after the policyholder's death
- the savings plan in which the deposits are taxable but when withdrawn is tax-exempt
- offers the retired employee a fixed monthly amount until death, when all benefits stop
- the federal act that established protection of pension plans and the PBGC
- a type of insurance policy that covers the buyer for his or her lifetime or to a specified age
- deferred compensation plan
Down
- a small increase in a retiree's benefits based on the CPI or cost of living index
- the amount you pay for the policy
- the table that lists death rated according to age groups
- insurance that pays benefits to retired workers, their families, and disabled workers under certain conditions
- benefit based on earnings over a person's working lifetime
- a situation in which investors put their money into different types of investments to avoid being subject to potential volatility
- describes hoe fast a person's investment can be converted into cash, if necessary
- the number of years an employee must participate in the plan before having the right to the investment
- the savings plan in which the income generated by the account it tax deferred until it is withdrawn
- the time when a person stops working for an employer
- a federal government agency that insures most defined benefit pension plans
24 Clues: deferred compensation plan • the amount you pay for the policy • the anticipated profit based on the probabilities • the time when a person stops working for an employer • the table that lists death rated according to age groups • benefit based on earnings over a person's working lifetime • the potential severe ups and downs of some types of investments • ...
maddox crossword 2025-01-29
Across
- A type of auto insurance that protects against damage costs accrued by the policyholder.
- The amount that you own in assets minus the amount you owe in liabilities.
- A contract that lets you use someone else's property for a specified rate and length of time.
- The amount deducted from your paycheck by your employer to go toward paying things like federal and state taxes, social security taxes, and health insurance.
- A request submitted to your insurance provider to help pay for covered expenses.
- Your income from any and all sources, before taxes are withheld.
- How much an investment gains or loses over a specific amount of time.
- Contributions to state and federal governments to pay for things like public services and infrastructure.
- A document detailing the type and amount of coverage your insurance offers.
- Anything that you spend money on, whether it's a necessity or a luxury.
- A check into your credit history, typically in advance of applying for a loan. Hard inquiries can negatively affect your credit for 12 months and remain on your credit history for two years.
- A number assigned to an individual that quantifies their ability to use and pay back credit.
Down
- Your total earnings after all taxes and withholdings are paid.
- A deduction that legally allows you to lower the amount of taxable income you made in a year.
- An amount available in or owed on an account.
- A service that provides financial protection against the unpredictable; like car accidents or broken arms.
- The total amount of unpaid money on a loan excluding any interest charges or the initial amount borrowed on a loan.
- The amount you'll need to pay before insurance kicks in and covers the rest of your costs. For renters and auto insurance, the deductible is per claim.
- A document that comes with your paycheck, showing how much you were paid and how much was withheld for taxes.
- Paying a loan off in installments, rather than one lump sum.
20 Clues: An amount available in or owed on an account. • Paying a loan off in installments, rather than one lump sum. • Your total earnings after all taxes and withholdings are paid. • Your income from any and all sources, before taxes are withheld. • How much an investment gains or loses over a specific amount of time. • ...
Patient Accounts Week 2014-10-21
Across
- Amount paid out of pocket before insurance pays
- Coached college volleyball
- Can't ever remember her anniversay
- Code used to tell insurance companies what tests were performed
- Obtaining insurance approval before services are provided
- Worked at a ski resort and skied everyday
- $10,905,555.12 – Total _______ collected July- September this year.
- Used to drive a race car
Down
- 3,776 - Average number of ________ sent each month
- $230,000 – Average self pay collection each ______
- Money that is currently due from patients and insurance companies
- Homecoming queen
- Percentage of a covered service paid by the patient
- Married in Vegas
14 Clues: Homecoming queen • Married in Vegas • Used to drive a race car • Coached college volleyball • Can't ever remember her anniversay • Worked at a ski resort and skied everyday • Amount paid out of pocket before insurance pays • 3,776 - Average number of ________ sent each month • $230,000 – Average self pay collection each ______ • ...
MileHigh Vocab 2025-10-29
Across
- Texas Standard Fire Policy
- Commercial Property Policy
- the result of an insured’s tort or wrongdoing. Consequences of a loss or amount and type of losses suffered.
- a type of insurance associated with the risks or perils of transportation.
- granting of the privileges and licensing in a state based on having a license in another state that is deemed equivalent by the granting state.
- civil wrong based on common law.
- legislative acts or laws.
- Commercial Ocean Marine
- uncertainty of a loss.
- an individual hired by the insured to settle a claim with the insurance company on behalf of the insured.
- a condition that enhances the chance of a loss.
- amount of loss paid by the policyholder.
- the party buying the protection of the contract and using it to transfer the risk (insured).
- Commercial Inland Marine
- any request or demand for payment under the terms of the insurance contract.
- a beneficiary of a contract only as a result of the First Party’s negligence and liability.
- a loss covered by a specific named peril.
- the result of a waiver, or of the conduct from which a waiver can be implied.
- damaged property an insurer takes over to reduce their loss after paying a claim.
- Proof of Loss
- a written agreement attached to the policy expanding or limiting the benefits otherwise payable under the policy.
- Continuing Education
- a person who voluntarily gives up possession of the property.
- Texas Insurance Code
- a state officer who administers the state’s insurance laws and regulations.
Down
- Texas Personal Auto Policy
- the insurance company to which the risk is transferred to by the contract.
- Additional Living Expense
- the cost associated with replacing property at current market value. Actual cash value plus depreciation equals replacement cost.
- amount of loss paid by the policyholder.
- Non-Recoverable Depreciation
- Recoverable Depreciation
- personal property that is not part of the dwelling or structure.
- Replacement Cost
- the entity that is the “recipient” to the Principal.
- guarantee that contractual obligations will be fulfilled.
- an individual or organization offering continuing education courses for licenses and/or pre---licensing instruction for adjusters.
- the process of involving a third party appraiser, or umpire, to govern a dispute of a claim settlement amount.
- Personal Injury Protection
- someone who intrudes on the privacy or property of another without permission.
- Insurance Service Office
- specific protection for an insured under an insurance policy.
- Commercial General Liability
- the process by which an insurance company, after paying a loss, seeks to recover the amount of the loss from the party responsible or liable for the damages.
- a loss or risk that the policy does not cover.
- Deceptive Trade Practices Act
- Texas Department of Insurance
- an individual who investigates or adjusts losses on behalf of either an insurer or self---insured, or any person who supervises the handling of claims.
- Actual Cash Value
- Special Investigation Unit
50 Clues: Proof of Loss • Replacement Cost • Actual Cash Value • Continuing Education • Texas Insurance Code • uncertainty of a loss. • Commercial Ocean Marine • Recoverable Depreciation • Commercial Inland Marine • Insurance Service Office • Additional Living Expense • legislative acts or laws. • Texas Personal Auto Policy • Texas Standard Fire Policy • Commercial Property Policy • ...
Insurance Crossword 2021-11-11
Across
- / Changes to the policy that can add or reduce coverage.
- reassignment / The adjuster is no longer with the company.
- / Who does 3rd party refer to in insurance?
- escalation / At any point, the caller is irate and does not want to be transferred to either the exposure adjuster or Supervisor.
- calls / Basic claim status request.
- call attempt / Send an email to the Exposure Adjuster, Supervisor, next level leadership & the escalations inbox
- / A list of what is not covered in the policy.
- agreement / Summarizes what is covered, any services provide, and lists maximum limit of policy coverage in dollars.
Down
- / An official form requesting specific, detailed information that is used to determine the potential insured’s rate of risk and policy premiums.
- page / This part of the policy makes a contract specific to the policy holder. It provides the names of the insured parties, value of the insured items, and lists deductibles.
- / Terms used to write the policy.
- call attempt / The caller is calling back for the second time and there is no indication of contact attempt by the adjuster within 1 business day in the file notes.
- / A licensed person that can sell insurance policies.
- call attempt / The caller is requesting to speak to their adjuster and the file notes indicate the Exposure Adjuster has not spoken to the caller.
- / Who does 1st party refer to in insurance?
- / A contract between Insured and Insurer.
16 Clues: / Terms used to write the policy. • calls / Basic claim status request. • / A contract between Insured and Insurer. • / Who does 1st party refer to in insurance? • / Who does 3rd party refer to in insurance? • / A list of what is not covered in the policy. • / A licensed person that can sell insurance policies. • ...
Health Insurance 2023-01-05
Across
- diagnostic imaging for fractures
- patient pays before coverage begins
- price for health insurance
- patient pays after deductible is met
- most common non-covered benefit
- date when a policy begins
- market for purchasing retail policies
- law to regulate personal information
- provider is not included in policy
Down
- policy type that renews at the new year
- required for benefits to take effect
- number used to identify procedures
- required to visit specialists on an HMO policy
- patient pays prior to receiving services
- non-subscriber member on a policy
- policy type that renews on a specific date
16 Clues: date when a policy begins • price for health insurance • most common non-covered benefit • diagnostic imaging for fractures • non-subscriber member on a policy • number used to identify procedures • provider is not included in policy • patient pays before coverage begins • required for benefits to take effect • patient pays after deductible is met • ...
Insurance Vocab 2023-04-10
Across
- An individual savings account that may be combined with high-deductible health plans to help for qualified medical expenses
- After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits.
- Is another account that can be used to pay for qualified expenses, tax-free.
- The amount you pay, calculated as a percent of the total amount for the service
- The amount you pay before your plan starts to pay
- Exclusive Provider Organization:
- federal health insurance program for people who are 65 or older or for certain younger people with disabilities.
- Medical providers that charge more for services that are not within your preferred
Down
- A time frame where the consumer can change their health plan, usually arranged by the
- The most affordable health insurance called Health Maintenance Organization
- Helps detect or prevent serious diseases and medical problems before they can become
- The amount of monthly payment to receive the insurance benefit
- This is a “managed-care” plan where the primary physician and others are in a “network” of providers that get a discount rate for services
- A list of service providers including pharmacies that agree to charge less for medical services
- A combined type of plan where a patient can stay in the network (PPO)or can go out of network if they choose.
- The fixed dollar amount you pay at the time of getting care
16 Clues: Exclusive Provider Organization: • The amount you pay before your plan starts to pay • The fixed dollar amount you pay at the time of getting care • The amount of monthly payment to receive the insurance benefit • The most affordable health insurance called Health Maintenance Organization • ...
Insurance Review 2024-03-28
Across
- professional liability insurance that protects companies and individuals against claims made by clients for inadequate work or negligent actions.
- designed to help pay for veterinary care when a pet suffers an unexpected illness or injury.
- difference between the amount that the insurer will pay as actual cash value and the amount in which the insured owes to the entity that financed or leased the vehicle.
- is a federal health program, subject to the jurisdiction of the federal government’s Department of Health and Human Resources and the Social Security Administration.
- Any individual who is eligible to continue health coverage under NYS continuation coverage (if plan was written in NY and is not a self-insured plan) is eligible for a total of up to 36 months of coverage.
- also called personal injury protection
- provides health benefits to individuals and families who qualify based on income
- Exclusive Provider Organization (EPO),Health Maintenance Organization (HMO)<Preferred Provider Organization (PPO), and Indemnity Plans are examples of
Down
- pure liability coverage over and above the coverage afforded by the regular policy
- protects the owner of property and the mortgage lender against future claims for any unknown defects in the title to the property at the time of sale.
- free service to assist families in locating life insurance policies
- unable to obtain auto insurance due to bad driving, no credit or criminal record.
- a legal remedy for consumers who buy or lease new cars and certain used cars
- NY consumers are protected from these, when treated by an out-of-network provider at a participating hospital or ambulatory surgical center in their health plan’s network.
- This type of plan is offered through a person's employer.
- protects policyholders of life insurance companies in the event of an insurance company insolvency or bankruptcy.
16 Clues: also called personal injury protection • This type of plan is offered through a person's employer. • free service to assist families in locating life insurance policies • a legal remedy for consumers who buy or lease new cars and certain used cars • provides health benefits to individuals and families who qualify based on income • ...
INSURANCE MA 2024-04-12
Across
- TRICARE WEST
- Traditional Medicare MD
- MDSAVE ADV
- TRICARE FOR LIFE
- EMPLOYEE DISCOUNT
- PRIORITY PARTNERS ADV
- HUMANA COMMERCIAL (DIN)
Down
- UHC Community Plan
- UHC Medicare Advantage Plan/Dual Plan
- Best DOCTORS (ARS)
- JAI MEDICAL
- MARYLAND PHYSICIANS CARE ADV
- TRICARE EAST
- UHC OXFORD FREEDOM
- 1199 SEIU (DIN)
- KAISER FLEXIBLE CHOICE / ADDED CHOICE
16 Clues: MDSAVE ADV • JAI MEDICAL • TRICARE WEST • TRICARE EAST • 1199 SEIU (DIN) • TRICARE FOR LIFE • EMPLOYEE DISCOUNT • UHC Community Plan • Best DOCTORS (ARS) • UHC OXFORD FREEDOM • PRIORITY PARTNERS ADV • Traditional Medicare MD • HUMANA COMMERCIAL (DIN) • MARYLAND PHYSICIANS CARE ADV • UHC Medicare Advantage Plan/Dual Plan • KAISER FLEXIBLE CHOICE / ADDED CHOICE
Contracts & Insurance 2026-04-16
Across
- Contracts under $2k required one and contracts between $2k and $30k require two
- Requirements for this type of contract found in Handbook section 11.4
- Certificate signed by TFM and contractor for completed contracts over $30k
- Summary form documenting quotes, witnesses, and contractor selection
- Document proving contractor insurance
- Agreement defining specific work under a master agreement
- Maximum initial term allowed for in an SMA
- Required when standard process or approval requirements are not followed
Down
- Generally prohibited payments without Director or Controller approval (Handbook 10.3.1)
- TFM is only authorized to sign an approved ________ contract, not contractor provided
- Form describing contract modification
- The role of the person authorized to sign up to $100k
- Written statement clearly identifying work to be performed
- The role of the person authorized to sign up to $50k
- Type of service that must be covered by an SMA
- Amounts on this document agree with the SMA specified amounts before payment is made
16 Clues: Form describing contract modification • Document proving contractor insurance • Maximum initial term allowed for in an SMA • Type of service that must be covered by an SMA • The role of the person authorized to sign up to $50k • The role of the person authorized to sign up to $100k • Agreement defining specific work under a master agreement • ...
Medicare 20 Questions Crossword 2022-03-30
Across
- Medicare Part B Coverage
- You Use Part D to get this
- Amount you pay before insurance pays
- organization that empowers Seniors
- your share of the cost for services
- Largest Health Insurance Carrier
- federal health insurance for 65 or older
Down
- A Person that has Medicare Coverage
- Medicare Part A Benefit Coverage
- Part D Drug Extra Help for Low Income
- A type of virus AKA covid19
- Monthy cost for your plan (may be $0)
- Medicare Plan that Bundles (Part C)
- Annual Routine Screening
- Another word for Medigap policy
- Hospital services but not admitted
- State Program that Helps Pay Medical
- A reactivation of the chickenpox virus
- Your Family Doctor is called
- Type of Hole or Coverage Gap
20 Clues: Medicare Part B Coverage • Annual Routine Screening • You Use Part D to get this • A type of virus AKA covid19 • Your Family Doctor is called • Type of Hole or Coverage Gap • Another word for Medigap policy • Medicare Part A Benefit Coverage • Largest Health Insurance Carrier • organization that empowers Seniors • Hospital services but not admitted • ...
Insurance Terms 2013-12-19
Across
- The fee a policy holder agrees to pay to an insurance company periodically for an insurance policy.
- Automobile insurance that pays for medical, hospital, and funeral costs of the insured and his or her family and passengers, regardless of fault.
- the person that would receive all the money that was in the insurance policy when you die.
- A specified amount of money that the insured must pay before an insurance company will pay a claim.
Down
- A formal request to an insurance company asking for a payment based on the terms of the insurance policy.
- Insurance that pays for damage to your car from events other than collision or vehicle overturning.
- A written insurance contract.
- Automobile insurance that protects your own car against damage from accidents or vehicle overturning.
- A method for spreading individual risk among a large group of people to make losses more affordable for all.
- Insurance to protect against claims for bodily injury to another person or damage to someone else's property.
10 Clues: A written insurance contract. • the person that would receive all the money that was in the insurance policy when you die. • Insurance that pays for damage to your car from events other than collision or vehicle overturning. • The fee a policy holder agrees to pay to an insurance company periodically for an insurance policy. • ...
New BDE Crossword Puzzle 2024-09-16
Across
- another term for insurance billing type THIRDPARTY another term for insurance billing type
- insurance is provided on req but not in dropdown UNKNOWN insurance is provided on req but not in dropdown
- insurance is indicated but not provided on req MISSING insurance is indicated but not provided on req
- Another name for twins MULTIPLEPREGANCY Another name for twins
- what is another word for pt name, dob, address DEMOGRAPHICS what is another word for pt name, dob, address
- diagnostic codes provided by clinic ICD10 diagnostic codes provided by clinic
Down
- another name for "non resident" payor COMPASSIONATECARE another name for "non resident" payor
- another term insurance company PAYOR another term insurance company
- The payor when no income form provided NOPROOFOFINCOME The payor when no income form provided
- this is the bucket that we use AWAITINGBDE this is the bucket that we use
- payor ID, member ID are another word for SUBSCRIBERID payor ID, member ID are another word for
- in addition to gender, this also must be checked on HCS cases ETHNICITY in addition to gender, this also must be checked on HCS cases
12 Clues: Another name for twins MULTIPLEPREGANCY Another name for twins • another term insurance company PAYOR another term insurance company • this is the bucket that we use AWAITINGBDE this is the bucket that we use • diagnostic codes provided by clinic ICD10 diagnostic codes provided by clinic • ...
Medical crossword puzzle 2012-10-17
Across
- Additional Medicare coverage for doctors' services and outpatient treatment.
- Workers' ______ is a health insurance plan for workers injured on the job.
- Medicare coverage for hospital services.
- Federal government program that provides health care for individuals who are over age 65.
- A health insurance plan for military personnel.
- Without health insurance, this is what happens when someone gets seriously ill.
- Amount paid by the patient before the insurance company pays.
- ________ care was developed in response to rising health care cost. A second opinion is often required before treatment can be provided, with the focus on preventive care.
- A type of health insurance plan. For a monthly fee, a person receives health care from affiliated health care providers.
Down
- Medical assistance offered by states for individuals with low incomes.
- Provider Organization, Usually provided by large companies who have a contract with certain health care Agencies, employees are restricted to using a specific hospital or doctor.
- If a patient has 80/20 co-insurance, the patient pays 20 ___ of the bill.
- The check we send every month to pay for health insurance.
13 Clues: Medicare coverage for hospital services. • A health insurance plan for military personnel. • The check we send every month to pay for health insurance. • Amount paid by the patient before the insurance company pays. • Medical assistance offered by states for individuals with low incomes. • If a patient has 80/20 co-insurance, the patient pays 20 ___ of the bill. • ...
MEDICAL INSURANCE TERMINOLOGY 2019-03-04
Across
- What Medicare part covers hospital visits?
- How to find primary coverage for a child?
- Billing for a service of more cost than what was provided
- Health Insurance company or government insurance plan
- Coding individual procedures instead of using one code
- Standard claim form used by all insurance carriers
Down
- Standard codes for what was done
- person who obtains the insurance
- Cause of underlying disease
- Employer sponsored health plans
- legislation that safeguards medical and private information
- subscriber and dependents who are covered by a policy
- money paid by policyholder to purchase a policy
- Health information that can be connected to one individual
- standard codes for why it was done
15 Clues: Cause of underlying disease • Employer sponsored health plans • Standard codes for what was done • person who obtains the insurance • standard codes for why it was done • How to find primary coverage for a child? • What Medicare part covers hospital visits? • money paid by policyholder to purchase a policy • Standard claim form used by all insurance carriers • ...
OMNIA 2020-07-24
Across
- / Health care items or services covered under a health insurance plan.
- / Amount a member pays for services before the insurance covers it’s portion.
- / Determining primary financial responsibility between multiple insurance companies.
- / The money that one must pay for an insurance policy.
- / Money a member pays for services after the deductible is met.
- / ___ management.
- / First ___ resolution.
Down
- / Designed to provide for a patient’s needs while controlling costs.
- / A comprehensive health care reform law.
- / Process of determining who is qualified to receive coverage.
- / A federal health insurance program for qualified individuals.
- / Portion of the covered medicalexpenses you to pay in the year.
- / Fixed amount to pay for a medical visit.
13 Clues: / ___ management. • / First ___ resolution. • / A comprehensive health care reform law. • / Fixed amount to pay for a medical visit. • / The money that one must pay for an insurance policy. • / Process of determining who is qualified to receive coverage. • / Money a member pays for services after the deductible is met. • ...
Umbrella Insurance 2026-04-08
Across
- Umbrella insurance is a different kind of insurance. It’s not just for one thing in ___
- Umbrella insurance is a supplement for those other ___ you have.
- Your umbrella policy will help pick up the ____ burden once your primary insurance policies reach their payout limit.
- ___ insurance a type of insurance designed to add extra liability coverage over and above another insurance policy
- Umbrella ___ comes into play when your underlying liability limits have been reached.
Down
- Umbrella coverage comes into play when your underlying ____ limits (such as from a homeowners or auto insurance policy) have been reached.
- If you have a lot of “fun ___” such as expensive vehicles, a pool, wild animals, etc. you’re better protected with it.
- Umbrella insurance covers not just the ___, but also other members of their family or household.
- Umbrella ___ is not required by law.
- Umbrella insurance won’t cover _____ to your own property
10 Clues: Umbrella ___ is not required by law. • Umbrella insurance won’t cover _____ to your own property • Umbrella insurance is a supplement for those other ___ you have. • Umbrella ___ comes into play when your underlying liability limits have been reached. • Umbrella insurance is a different kind of insurance. It’s not just for one thing in ___ • ...
Medical crossword puzzle 2012-10-16
Across
- ________ care was developed in response to rising health care cost. A second opinion is often required before treatment can be provided, with the focus on preventive care.
- Workers' ______ is a health insurance plan for workers injured on the job.
- Amount paid by the patient before the insurance company pays.
- A health insurance plan for military personnel.
- Federal government program that provides health care for individuals who are over age 65.
- Without health insurance, this is what happens when someone gets seriously ill.
- The check we send every month to pay for health insurance.
- Medicare coverage for hospital services.
Down
- Medical assistance offered by states for individuals with low incomes.
- Provider Organization, Usually provided by large companies who have a contract with certain health care Agencies, employees are restricted to using a specific hospital or doctor.
- Additional Medicare coverage for doctors' services and outpatient treatment.
- If a patient has 80/20 co-insurance, the patient pays 20 ___ of the bill.
- A type of health insurance plan. For a monthly fee, a person receives health care from affiliated health care providers.
13 Clues: Medicare coverage for hospital services. • A health insurance plan for military personnel. • The check we send every month to pay for health insurance. • Amount paid by the patient before the insurance company pays. • Medical assistance offered by states for individuals with low incomes. • If a patient has 80/20 co-insurance, the patient pays 20 ___ of the bill. • ...
Chapter 6 - Fundamentals of Insurance 2012-11-27
Across
- The party whose loss causes the insurer to make a claim payment
- Consists of insurance plans that are offered by nongovernmental insurance organizations, defined by insurance contracts and financed by their insured
- Insurance plans sponsored by a government body and described by statute
- Policies that specifically identify a list of covered perils
- The insurance contract
- Provides protection from the additional medical expenses incurred by a policy owner as a result of the perils of sickness or accident
- The price of insurance that is based on the expected cost of insured losses
Down
- Provides protection from the peril of death
- The probability of suffering a loss
- Insurance Provides protection from the peril of disability, or the lost wages that result from the inability to work due to illness or injury
- The first peril in a chain of events that result in a loss
- Income earned by insurers from policyholders months or years in advance of paying insured claims
- Can guarantee that the insured will continue to receive a predefined amount of money until his or her death
13 Clues: The insurance contract • The probability of suffering a loss • Provides protection from the peril of death • The first peril in a chain of events that result in a loss • Policies that specifically identify a list of covered perils • The party whose loss causes the insurer to make a claim payment • ...
Crossword Chpt 1-6 2019-02-06
Across
- a business entity's ability to meet its long-term financial commitments
- a common method of exposure identification
- an insurance company that provides insurance to, and is controlled by, its owners
- the department you would find human resources in
- the price of insurance protection for a specified risk for a specified period of time
- an illegal contract
- condition that may cause a peril to occur or make the loss more severe
- the capital that is the amount of stock sold by a corporation
- the chance of loss arising from an individuals obligation to pay damages because of injury or damage to another or anothers property
- an agreement that provides for automatic reinsurance
- when a company decides not to engage in a new business venture, it avoids the risks associated with it
- one of the ways insurer's spread risk
- the remaining value of property after severe damage by fire or other peril
- the type of contract that the terms have been specifically stated and agreed on
- a written or oral agreement given by an insurer to insure a risk
Down
- when two or more persons come to a mutual understanding with respect to their rights and duties
- to provide compensation for loss or expenses incurred
- the sharing of loss or liability between two or more insurance companies
- the type of account used by broker for everyday expenses
- the intentional withholding of pertinent to a risk
- incorrect statement made about a material fact
- to put people back in the same financial position as there were in prior to a loss
- a cause that is not the proximate cause of loss but it the last link in a chain of events leading to a loss
- an insurance company that reinsures primary insurance companies
- one who specializes in the mathematics of insurance mortality rates and the like
- persons with insurable interest in property
- the type of contract that in an event of a loss a predetermined amount will be paid
27 Clues: an illegal contract • one of the ways insurer's spread risk • a common method of exposure identification • persons with insurable interest in property • incorrect statement made about a material fact • the department you would find human resources in • the intentional withholding of pertinent to a risk • an agreement that provides for automatic reinsurance • ...
Chapter 15 By Austin Jones 2024-05-17
Across
- Tax advantaged savings account availbe to people enrolled in qualified high deductible health plans
- Provides protection againist financial loss due to illness or injury
- Approva; fromt the plan before recieving certain procedures and treatments
- Provides coverage for personal and custodial care durning periods whan an individuaul is unable to perform essential daily living activties
- Health care plan that pays for covered medical services after treatment is provided usally on a fee for service basis
- Medical service that is not covered in the insurnace plan
- Flat fee the patient must pay for medical services
- Protects dependents from loss of income and helps pay expenses after the death of the insured person
- Pays the face value of the policy to beneficaries if the insured dies before the endowment period ends
- Insurance that covers the cost of serious illness and injuries as well as high cost procedures
Down
- insurnace that covers specified dental services
- Pays a portion of income lost to a worker who is unable to work for a prolonges period because illness or injury
- Percenatge of the servies costs that patients pay after the annual deductible is met
- Insurance that covers prescriptions,hosptial stays and inpatient test
- Provides protection only for a a soecific period of timeg
- Goverment sponsered price comparison website where consumers can shop for and purchase goverment regulated and standardized health care plans eligilbe for fedeal subsides
- Insurnace compants ectermination of request for medical treament and procedures tomake sure thay er fully covered
- insurnace that combines basic and major medical protections in one policy
- Penalty paid by those who do not purchase health insurance
- Insurnace that helps manage the risks that occur when an insured has cancer
- Organization named by a policyholder to recvive the death benefit of an insurance policy after the policyholders death
- Additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- type of health care plan in which the insurance compny contracts with specific doctors,hospitas and other health acer providers to deliever medical services and preventitive care to memebers ate reduced cost
23 Clues: insurnace that covers specified dental services • Flat fee the patient must pay for medical services • Provides protection only for a a soecific period of timeg • Medical service that is not covered in the insurnace plan • Penalty paid by those who do not purchase health insurance • Provides protection againist financial loss due to illness or injury • ...
Chapter 15 By Austin Jones 2024-05-17
Across
- Tax advantaged savings account availbe to people enrolled in qualified high deductible health plans
- Provides protection againist financial loss due to illness or injury
- Approva; fromt the plan before recieving certain procedures and treatments
- Provides coverage for personal and custodial care durning periods whan an individuaul is unable to perform essential daily living activties
- Health care plan that pays for covered medical services after treatment is provided usally on a fee for service basis
- Medical service that is not covered in the insurnace plan
- Flat fee the patient must pay for medical services
- Protects dependents from loss of income and helps pay expenses after the death of the insured person
- Pays the face value of the policy to beneficaries if the insured dies before the endowment period ends
- Insurance that covers the cost of serious illness and injuries as well as high cost procedures
Down
- insurnace that covers specified dental services
- Pays a portion of income lost to a worker who is unable to work for a prolonges period because illness or injury
- Percenatge of the servies costs that patients pay after the annual deductible is met
- Insurance that covers prescriptions,hosptial stays and inpatient test
- Provides protection only for a a soecific period of timeg
- Goverment sponsered price comparison website where consumers can shop for and purchase goverment regulated and standardized health care plans eligilbe for fedeal subsides
- Insurnace compants ectermination of request for medical treament and procedures tomake sure thay er fully covered
- insurnace that combines basic and major medical protections in one policy
- Penalty paid by those who do not purchase health insurance
- Insurnace that helps manage the risks that occur when an insured has cancer
- Organization named by a policyholder to recvive the death benefit of an insurance policy after the policyholders death
- Additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- type of health care plan in which the insurance compny contracts with specific doctors,hospitas and other health acer providers to deliever medical services and preventitive care to memebers ate reduced cost
23 Clues: insurnace that covers specified dental services • Flat fee the patient must pay for medical services • Provides protection only for a a soecific period of timeg • Medical service that is not covered in the insurnace plan • Penalty paid by those who do not purchase health insurance • Provides protection againist financial loss due to illness or injury • ...
Chapter 15 By Austin Jones 2024-05-17
Across
- Tax advantaged savings account availbe to people enrolled in qualified high deductible health plans
- Provides protection againist financial loss due to illness or injury
- Approva; fromt the plan before recieving certain procedures and treatments
- Provides coverage for personal and custodial care durning periods whan an individuaul is unable to perform essential daily living activties
- Health care plan that pays for covered medical services after treatment is provided usally on a fee for service basis
- Medical service that is not covered in the insurnace plan
- Flat fee the patient must pay for medical services
- Protects dependents from loss of income and helps pay expenses after the death of the insured person
- Pays the face value of the policy to beneficaries if the insured dies before the endowment period ends
- Insurance that covers the cost of serious illness and injuries as well as high cost procedures
Down
- insurnace that covers specified dental services
- Pays a portion of income lost to a worker who is unable to work for a prolonges period because illness or injury
- Percenatge of the servies costs that patients pay after the annual deductible is met
- Insurance that covers prescriptions,hosptial stays and inpatient test
- Provides protection only for a a soecific period of timeg
- Goverment sponsered price comparison website where consumers can shop for and purchase goverment regulated and standardized health care plans eligilbe for fedeal subsides
- Insurnace compants ectermination of request for medical treament and procedures tomake sure thay er fully covered
- insurnace that combines basic and major medical protections in one policy
- Penalty paid by those who do not purchase health insurance
- Insurnace that helps manage the risks that occur when an insured has cancer
- Organization named by a policyholder to recvive the death benefit of an insurance policy after the policyholders death
- Additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- type of health care plan in which the insurance compny contracts with specific doctors,hospitas and other health acer providers to deliever medical services and preventitive care to memebers ate reduced cost
23 Clues: insurnace that covers specified dental services • Flat fee the patient must pay for medical services • Provides protection only for a a soecific period of timeg • Medical service that is not covered in the insurnace plan • Penalty paid by those who do not purchase health insurance • Provides protection againist financial loss due to illness or injury • ...
Chapter 15 By Austin Jones 2024-05-17
Across
- Tax advantaged savings account availbe to people enrolled in qualified high deductible health plans
- Provides protection againist financial loss due to illness or injury
- Approva; fromt the plan before recieving certain procedures and treatments
- Provides coverage for personal and custodial care durning periods whan an individuaul is unable to perform essential daily living activties
- Health care plan that pays for covered medical services after treatment is provided usally on a fee for service basis
- Medical service that is not covered in the insurnace plan
- Flat fee the patient must pay for medical services
- Protects dependents from loss of income and helps pay expenses after the death of the insured person
- Pays the face value of the policy to beneficaries if the insured dies before the endowment period ends
- Insurance that covers the cost of serious illness and injuries as well as high cost procedures
Down
- insurnace that covers specified dental services
- Pays a portion of income lost to a worker who is unable to work for a prolonges period because illness or injury
- Percenatge of the servies costs that patients pay after the annual deductible is met
- Insurance that covers prescriptions,hosptial stays and inpatient test
- Provides protection only for a a soecific period of timeg
- Goverment sponsered price comparison website where consumers can shop for and purchase goverment regulated and standardized health care plans eligilbe for fedeal subsides
- Insurnace compants ectermination of request for medical treament and procedures tomake sure thay er fully covered
- insurnace that combines basic and major medical protections in one policy
- Penalty paid by those who do not purchase health insurance
- Insurnace that helps manage the risks that occur when an insured has cancer
- Organization named by a policyholder to recvive the death benefit of an insurance policy after the policyholders death
- Additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- type of health care plan in which the insurance compny contracts with specific doctors,hospitas and other health acer providers to deliever medical services and preventitive care to memebers ate reduced cost
23 Clues: insurnace that covers specified dental services • Flat fee the patient must pay for medical services • Provides protection only for a a soecific period of timeg • Medical service that is not covered in the insurnace plan • Penalty paid by those who do not purchase health insurance • Provides protection againist financial loss due to illness or injury • ...
Automobile Vocabulary Crossword Puzzle 2024-11-15
Across
- A set of cylinders that turn to indicate the distance traveled.
- Gives the readings digitally.
- Fee
- Covers the repair or replacement of parts of your car damaged by vandalism, fire, flood, wind, earthquakes, falling objects, riots, hail, damage from trees, and other disasters. It also covers if your car is stolen.
- Responsible to pay for damages they cause with their automobiles.
- Request for money
- States set minimum liability requirements. Insurance regulations vary bu state. Liability insurance is required unless you can prove financial responsibility otherwise. Several types of coverage are available.
- (Mandatory in some states) pays for any physical injuries you or your passengers sustain while in the vehicle, even if you are not involved in a traffic accident.
- A contract between a driver and an insurance company.
- At fault (In terms of an accident)
- Can be reset at the beginning of each trip.
- Tells you the rate (speed) at which your car is traveling. Miles per hour (mi/h or mph) or Kilometers per hour (km/h or kph).
Down
- pays for injuries to you or your passengers caused by a driver who has no insurance or does not have enough insurance to cover your medical losses.
- Covers bodily injury, if you are at fault in an automobile accident, you are responsible for paying the medical expenses of anyone injured in the accident.
- Pays for towing or road service when your car is disabled.
- Pays for damage you cause to other people’s property. You are financially responsible if you damage a telephone pole, fire hydrant, another car, or any other property.
- PIP insurance is sometimes called No-fault insurance.
- Pays you for the repair or replacement of your car if it’s damaged in a collision with another vehicle or object, or if it overturns, no mater who is at fault
- Indicates the distance a car has traveled since it left the factory.
- Pays you for part of the cost of a rented car if your car is disabled because of a collision or comprehensive-covered repair.
20 Clues: Fee • Request for money • Gives the readings digitally. • At fault (In terms of an accident) • Can be reset at the beginning of each trip. • PIP insurance is sometimes called No-fault insurance. • A contract between a driver and an insurance company. • Pays for towing or road service when your car is disabled. • ...
Working at Preferred 2017-10-18
Across
- level of service we need to maintain to have viable leads
- customers give this when we call them
- documents to verify costs you have endured
- what we do to generate leads
- this provides customer pace of mind
- someone who sells insurance
- a possible outcome if someone makes a claim
Down
- someone who gives us our call sheets
- what advisors try to do once they have a lead
- our newest palmy north advisor
- this is the cost of an insurance review
- name of our street
- an insurance for when something unexpected happens
- what you need to do have your costs covered
- when you need to see if your insurance still suits your life
15 Clues: name of our street • someone who sells insurance • what we do to generate leads • our newest palmy north advisor • this provides customer pace of mind • someone who gives us our call sheets • customers give this when we call them • this is the cost of an insurance review • documents to verify costs you have endured • what you need to do have your costs covered • ...
Insuring Things 2023-05-04
Health Care policy 2016-08-31
Across
- Amount of expenses that must be paid out of pocket
- An attempt to influence legislatures vote on bill
- maintenance and improvement of physical and mental health
- Public insurance for those 65 and older
- A law, regulation, or procedure
- Private insurance company
Down
- Monthly payment towards insurance company
- Providers paid for each service given
- A draft or proposed law in congress
- Type of movement that is locally funded
- Providers paid fixed amount per covered life period
- Public insurance for those financially dependent
- Standardized survey to measure patient's perspectives
- What Donald Trump wants to do to Obamacare
14 Clues: Private insurance company • A law, regulation, or procedure • A draft or proposed law in congress • Providers paid for each service given • Type of movement that is locally funded • Public insurance for those 65 and older • Monthly payment towards insurance company • What Donald Trump wants to do to Obamacare • Public insurance for those financially dependent • ...
Arnieris Almeida Crossword :) 2013-06-25
Across
- health plan that pays benefits first
- third payer on a claim
- practices rules governing payment from patients
- policyholder or subscriber to a health plan or policy
- process used to generate the amount owed by a patient
- health plan that covers services not normally covered by a primary plan
- the insured
- guideline that determines which parent has the primary insurance for a child
- unique number that identifies a patient
Down
- form that includes the patients personal, employment, and insurance company data
- number assigned to a HIPAA 270 electronic transaction
- document a patient signs to guarantee payment when a referral authorization is pending
- coordination of benefits rule for a child insured under both parents plans
- payment made during checkout based on an estimate
- authorization number given to the referred physician
- patient with no insurance
- second payer on a claim
- patient who has not seen a provider within the past 3 years
- identifying code assigned when preauthorization is required
- explains how insurance policy will pay if more than one policy applies
20 Clues: the insured • third payer on a claim • second payer on a claim • patient with no insurance • health plan that pays benefits first • unique number that identifies a patient • practices rules governing payment from patients • payment made during checkout based on an estimate • authorization number given to the referred physician • ...
PUB Bowl 2014 2014-10-26
Across
- President of PSI
- Money for the future
- To sell LIFE insurance I need a NY LIFE __________
- Guaranteed _________ Life Insurance
- Our income needs to keep pace with
- 225 BIP points + 25 Bonus points
- Annual deposit to an IRA
- Simplified Employee Pension
- We offer discount
- A sale made by an LIA to a customer is a _________ Sale
- LIFE is
- The A in FA
- I in IRA
- Financial Industry Regulatory Authority
Down
- New York PSI Sales Manage
- Income from investments
- Of Deposit
- Daily LTI ____________, keeps us focused
- The features of a product is different than its
- Everyone in NY needs to Get-a-_____________
- The person(s) who will receive the funds as passing
- Best way to make an LTI sale, set the
- G in UGMA
- Expenses you can use a 529 for
- Money from a qualified account
- A type of investment, Municipality
- The F in FA
- Income Generating Life Insurance Product
- Protection for loved ones, cars, homes and health
29 Clues: LIFE is • I in IRA • G in UGMA • Of Deposit • The F in FA • The A in FA • President of PSI • We offer discount • Money for the future • Income from investments • Annual deposit to an IRA • New York PSI Sales Manage • Simplified Employee Pension • Expenses you can use a 529 for • Money from a qualified account • 225 BIP points + 25 Bonus points • Our income needs to keep pace with • ...
C130 - Essential Skills for the Insurance Broker and Agent 2013-10-15
Across
- a condition that may cause a peril to occur
- when the residence contains contents, but no one lives or works in there
- are independent business people
- is a request for insurance that introduces the applicant to the insurance company
- is giving false information to an underwriter, knowing it is false
- an arrangement whereby the insured is required to carry insurance to a specified minimum percentage of the value of the property or the insured will be liable for the percentage amount the risk is underinsured by, applied to each and every loss
- generally sell and service insurance policies offered by a single insurer
- when the premises is empty of belongings, no one lives or works there and the insured does not plan to return
Down
- is the amount of a loss that the insured must pay
- is a factual state about the risk, either express or implied, that needs to be communicated to the underwriter so that the risk may be properly assessed.
- for the broker means the payment due for insurance
- the taking of property without the owner's consent
- the possibility of loss or damage to property
- in law, is a time after which a cause of action ceases and in insurance, it is the time after which a claim may not be brought
- means the policy is treated as if it never existed
- the unlawful taking of insured property from within the premises by a person unlawfully entering or leaving the premises as evidenced by marks of forcibly entry or exit
16 Clues: are independent business people • a condition that may cause a peril to occur • the possibility of loss or damage to property • is the amount of a loss that the insured must pay • for the broker means the payment due for insurance • the taking of property without the owner's consent • means the policy is treated as if it never existed • ...
Basic Insurance 2025-05-08
Across
- a formal request by a policyholder to an insurance company for coverage for a covered loss of event by having the insurance company validate and approve of the claim and issues payment to the insured interested party on behalf of the insured
- aunty act that intentionally deceives an insurance company to receive an unearned payout or benefit
- Provides support if your vehicle breaks down
- the maximum amount an insurance company will pay for a specific claim or loss that is agreed in the policy
- Covers bodily injury and property damage to others if you’re at fault in an accident. ($453)
- Provides access to dental programs or other dental costs
Down
- Helps pay for medical costs after an accident, regardless of who was at fault. ($120)
- applies probability, analysis, and statistics to define, analyze, and solve the financial impacts of uncertain future events
- initial cost of an insurance policy that covers the basic level of protection or coverage for the insured party
- the process of evaluating and assessing the risks associated with insuring a person/property, determining whether the insurance company will offer coverage, and if so, at what price
- the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses
- a policy provision that specifies situations, conditions, or circumstances where the insurance company will not provide coverage for a loss or damage
- the person who owns the insurance policy and is responsible for paying premiums and managing the policy
13 Clues: Provides support if your vehicle breaks down • Provides access to dental programs or other dental costs • Helps pay for medical costs after an accident, regardless of who was at fault. ($120) • Covers bodily injury and property damage to others if you’re at fault in an accident. ($453) • ...
Life Insurance/Estate Planning 2025-11-06
Across
- life insurance provides this
- this is a person who carries out one's last will, ensuring that the stipulations and wishes of the deceased are carried out properly
- this remain level for life in whole life insurance
- this person authorizes a trusted individual to handle financial matters
- this covers things like what property you're leaving to who and who will be your children's guardian
- this is a "legal box" which can fill with assets to be passed down to a specific individual once you die
- life insurance helps pay these off
Down
- a living will dictates your preferences for this
- this type of insurance pays out a death benefit to a beneficiary if the insured passes away during a specified term
- term life insurance is also known as this
- this insurance policy provides coverage for your entire life and includes a savings component
- life insurance helps protect from potentially devastating financial losses that occur when this happens
12 Clues: life insurance provides this • life insurance helps pay these off • term life insurance is also known as this • a living will dictates your preferences for this • this remain level for life in whole life insurance • this person authorizes a trusted individual to handle financial matters • ...
Activity Exam Three 2022-03-30
Across
- homeowener pays for part of the losses if property is not insured
- company pays twice the face value of the policy if death results in accident
- pays for long term illness or disability
- also known as HMO-PPO
- sunshine state
- coverage for place of living
- combination of all expenses related to medical
- deer creek color
- extreme form of PPO
- cash surrender value
- people unable to get car insurance
- payment given is based on replacement cost or damaged
- person that pays once every so often
- health insurance program for 65 and up
- legal responsibilities for another person's losses or injuries
- set amount that the policyholder pays per
- contract providing a regular income
- contract
- loss or gain risk
- prepaid health plans
- aka h2o
- pays for some of the hospital bill
- program of medical assistance to low income individuals
- failing to take reasonable care
- person who receives something
- document modifying coverage
- one runs in blank in the US
- sport involving a bat and ball
- place of residence used to determine car insurance premium
- increases likelihood of loss through some peril
- something that opens with a key
Down
- when your car is involved in an accident
- aka straight life policy
- lack of predictability
- or insurable risk
- insurer recieves full cost of repairs or replacements
- fund to cover cost of loss
- aka catastrophe pollicy
- group of doctors and hospitals that provide health care rates approved by insurer
- health insurance plan that employs health care services people
- gap between medicare payments and medical costs
- you drink liquid out of these
- process that determines premiums
- goes around your neck
- or out of pocket limit
- or addition of coverage
- cause of possible loss
- surgical and medical service protection
- person held responsible for certain actions
- driving catagories is based on what
- more than one health insurance plan
- amount of money placeholder pays for insurance policy
- food that prevents cramps
- protection against the cost of hospital care
- life insurance agent
- is a risk-sharing firm that agrees to assume responsibility for losses
- list of personal belongings within a home
- type of cost sharing
- pays for some of the surgeons fees
- computer in your hand
- protection against possible financial loss
61 Clues: aka h2o • contract • sunshine state • deer creek color • or insurable risk • loss or gain risk • extreme form of PPO • cash surrender value • life insurance agent • type of cost sharing • prepaid health plans • also known as HMO-PPO • goes around your neck • computer in your hand • lack of predictability • or out of pocket limit • cause of possible loss • aka catastrophe pollicy • ...
Health SCI. 2024-10-03
Across
- A person's ability to obtain healthcare services.
- Health Insurance- Health insurance that provides coverage for treating severe or lengthy illnesses or disability.
- plan- An account that lets workers set aside pretax dollars to pay for medical benefits, childcare, and other services.
- Large businesses, small businesses, and individuals who form a group for insurance coverage.
- Eligible- Reference to medical specialists who have completed all required training but have not completed the exam in his/her specialized area.
- clause- A contractual agreement between a managed care organization and a provider that restricts what the provider can say about the managed care company
- Medical services that are separated out and contracted for independently from any other benefits.
- The services that members are entitled to receive based on their health plan.
- Bills for serCo-pay- Flat fees or payments (often $5-10) that a patient pays for each doctor visit or prescription.
- access- The ability to see a doctor or receive a medical service without a referral from your primary care physician.
- A medical condition that starts suddenly and requires immediate care.
- Services- Supplemental services, including laboratory, radiology and physical therapy, that are provided along with medical or hospital care.
Down
- Physicians or other providers bill separately for each patient encounter or service they provide. This method of billing means the insurance company pays all or some set percentage of the fees that hospitals and doctors set and charge. Expenditures increase if the increaseThis is still the main system of paying for healthcare services in the United States.
- plan-This benefit plan gives employees a set amount of funds that they can choose to spend on a different benefit options, such as health insurance or retirement savings
- Disease- A medical problem that will not improve, that lasts a lifetime, or recurs.
- A person's healthcare costs are paid by their insurance or by the government..
- The amount of money, or value of certain services (such as one physician visit), a patient or family must pay before costs (or percentages of costs) are covered by the health plan or insurance company, usually per year.
- Doctors, hospitals, labs and other providers send billed claims to health insurance plans, and what the plans pay are called paid claims.
- Benefits- The specific services and procedures covered by a health plan or insurer.
- Guidelines- A set of medical treatments for a particular condition or group of patients that has been reviewed and endorsed by a national organization, such as the Agency for Healthcare Policy Research.
20 Clues: A person's ability to obtain healthcare services. • A medical condition that starts suddenly and requires immediate care. • The services that members are entitled to receive based on their health plan. • A person's healthcare costs are paid by their insurance or by the government.. • ...
crossword 2014-03-28
Across
- fee for insurance
- insurance that pays the costs of a ninor accidental injuries to visitors on your property
- coverage that provides protection for your residence and its associated financial risks
- chance of loss or injury
- protection against possible loss
- contract between insurance company and a person by which this that person joins a risk sharing group
- the set amount that a policy holder must pay per loss on an insurance policy
Down
- legal reason ability or the fincial cost of other persons losses or injuries
- additional property insurance that covers the damage or loss of a specific item of high value
- anything that may cause a loss
- failure to take ordinary or reasonable care to prevent accidents from happening
- increases loss through peril
12 Clues: fee for insurance • chance of loss or injury • increases loss through peril • anything that may cause a loss • protection against possible loss • legal reason ability or the fincial cost of other persons losses or injuries • the set amount that a policy holder must pay per loss on an insurance policy • ...
Life Insurance Definitions II 2021-06-01
Across
- with term, this is the factor that converts annual premiums to smaller, more frequent payments
- how much the insurance company charges for the cost of insurance and other related fees
- the agreed amount the policy owner pays for the life insurance policy
- age last birthday
- How much the insurance agent gets paid – on a full pay policy, very close to the first year of premium paid
- The individual who receives proceeds from a life insurance policy at the death of the insured
- The return that some policyholders will receive as part of the distribution of a portion of an insurance company’s profits
- An arrangement in which an insured pays a premium to an insurer and passes risk and obligations to said insurer
Down
- the amount of money paid out at death
- the difference between how much you pay in premiums versus how much the company charges gets placed into an interest-bearing account generating cash value
- a life insurance policy that stays in force for a limited amount of time, then lapses
- Someone who is at peak health – for example someone who runs every day, eats healthy, never sees the doctor
- Early in the policy (about 10 to 20 years), companies will charge you for canceling the policy early
13 Clues: age last birthday • the amount of money paid out at death • the agreed amount the policy owner pays for the life insurance policy • a life insurance policy that stays in force for a limited amount of time, then lapses • how much the insurance company charges for the cost of insurance and other related fees • ...
U.S. Health Care 2021-01-19
Across
- disease that lasts more than 1 year
- digital health chart
- studies behavioral changes
- wellbeing of a community
- electronic storage of health info
- project to understand the genes of humans
- lifespan of something
- local health insurance companies
- business on an international scale
- a type of bacteria that is difficult to treat and is antibacterial resistant
- director of international health
- deadly infection that can occur after burned
- health insurance plan for low income individuals
- disease that happens fast , resolves quickly
- data on how long a a group lives
- the way you live
- advanced medical devices used to improve life saving procedures
- routine preventive screenings
Down
- organisms that infect the body and cause mild or severe issues
- makes health insurance more affordable
- quick spread of a disease in a community
- less severe type of autism
- organization protects citizens from health crisis
- death of children under 1
- virus that causes hemorrhaging
- viruses hosted by birds
- council that aids in preventing health crisis
- affordable health insurance for families
28 Clues: the way you live • digital health chart • lifespan of something • viruses hosted by birds • wellbeing of a community • death of children under 1 • studies behavioral changes • less severe type of autism • routine preventive screenings • virus that causes hemorrhaging • local health insurance companies • director of international health • data on how long a a group lives • ...
Nova Healthcare Foundations Training Review 2021-07-19
Across
- Something that is specifically mentioned as being not covered
- One of the biggest selling points to Self-funded
- This acronym refers to what is known as "Obama Care"
- Color of the Ship that handles Bind business
- The type of Information that we Protect on a Daily basis
- The name of the system that houses your timecards
- Color of the Ship that handles Nova Branded business
- An amount paid, just to have insurance
- The law the relates to Protecting Information
- The Amount that is required to be paid before the insurance pays anything
Down
- The type of mandates that are followed under Self-Funded Insurance
- A percentage that is paid for services
- A Small Change to an SPD
- A fixed amount paid for a covered service
- The Source of Truth for the Health plan; legal document
- List of Providers that Contract with an Insurance company
- the place we want to take the member out of
- Nova's President, Jim, grows these
- This acronym refers to the type of company that Nova is
- Color of the Ship that handles IH Branded business
20 Clues: A Small Change to an SPD • Nova's President, Jim, grows these • A percentage that is paid for services • An amount paid, just to have insurance • A fixed amount paid for a covered service • the place we want to take the member out of • Color of the Ship that handles Bind business • The law the relates to Protecting Information • ...
Chapter 3 - Property & Casualty Insurance Basics 2022-08-10
Across
- Failure to do something/should be done
- Two policies covering same property
- Advanced notice must be mailed to insured
- Did/should x loss-deductible
- Limit of property coverage until repaired
- Negligence/reduces amount in accident
- Named insured, insurer, policy number
- Can lead to misdemeanor or felony
- Duties for parties to insurance contract
- One single limit
- Provision for enhanced form or coverages
- Rate when cancelled at inception
- Carelessness or indifference
- Reporting a loss
- Insurance company reimbursement for loss
- Wrongful acts not criminal
Down
- Form of negligence you contributed
- Attachments added to the policy
- Company keeps car after accident
- Value agreed by both insured & insurer moral Mental attitudes of individuals
- Percentage of loss
- Eliminate uninsurable perils
- Violent act by foreign/domestic person
- Responsibility of insured
- Hazard created by condition of property
- Temporary insurance contract
- Separate bodily injury property damage
- Terminating contract
- Furnishings with intent to return
- Appear in commercial lines insurance
- Rate must be used by all insurers
- Empty premises
32 Clues: Empty premises • One single limit • Reporting a loss • Percentage of loss • Terminating contract • Responsibility of insured • Wrongful acts not criminal • Did/should x loss-deductible • Eliminate uninsurable perils • Temporary insurance contract • Carelessness or indifference • Attachments added to the policy • Company keeps car after accident • Rate when cancelled at inception • ...
C130 - Essential Skills for the Insurance Broker and Agent 2013-10-15
Across
- a condition that may cause a peril to occur
- when the residence contains contents, but no one lives or works in there
- the unlawful taking of insured property from within the premises by a person unlawfully entering or leaving the premises as evidenced by marks of forcibly entry or exit
- are independent business people
- is giving false information to an underwriter, knowing it is false
- means the policy is treated as if it never existed
- the possibility of loss or damage to property
- the taking of property without the owner's consent
- when the premises is empty of belongings, no one lives or works there and the insured does not plan to return
Down
- is the amount of a loss that the insured must pay
- an arrangement whereby the insured is required to carry insurance to a specified minimum percentage of the value of the property or the insured will be liable for the percentage amount the risk is underinsured by, applied to each and every loss
- is a request for insurance that introduces the applicant to the insurance company
- for the broker means the payment due for insurance
- is a factual state about the risk, either express or implied, that needs to be communicated to the underwriter so that the risk may be properly assessed.
- in law, is a time after which a cause of action ceases and in insurance, it is the time after which a claim may not be brought
- generally sell and service insurance policies offered by a single insurer
16 Clues: are independent business people • a condition that may cause a peril to occur • the possibility of loss or damage to property • is the amount of a loss that the insured must pay • for the broker means the payment due for insurance • means the policy is treated as if it never existed • the taking of property without the owner's consent • ...
Fedex AM CrossWord 2022-10-27
Across
- ____ HAUL TRIPS OVER 200 MILES OUT FROM STATION
- SENDING THE POLICY DATA TO THE CARRIER
- COVERAGE FOR NON-COMMERCIAL USE OF A TRUCK
- WHEN A NEW CHANGE IS REQUESTED BY AN ACCOUNT MANAGER, IT IS COMPLETED BY
- ONLINE RESOURCE FOR THOSE WITH PROTECTIVE INSURANCE
- INADEQUATE INSURANCE COVERAGE
- PROGRAM ADMINISTRATOR FOR FEDEX
- ____ HAUL TRIPS LESS THAN 200 MILES FROM STATION
Down
- IT IS IMPORTANT TO MEET ALL OF THE REQUIREMENTS SO THAT THE SP IS IN
- NO INSURANCE COVERAGE
- FEDEX OPERATING COMPANY THAT MARSH AFFINITY WORKS WITH
- DISCOUNT ISSUED BY PROTECTIVE FOR POLICIES BASED ON A SPECIFIC CLAIM HISTORY SCORE.
- THE LARGEST MARSH AFFINITY CLIENT
- ____ AGREEMENT - ADDRESSES THE REQUIREMENT FOR RUNNING A FEDEX FRANCHISE
- INSURANCE CARRIER FOR FEDEX GROUND SINCE 1989
- SPECIALTY NONSLIP SHOES
16 Clues: NO INSURANCE COVERAGE • SPECIALTY NONSLIP SHOES • INADEQUATE INSURANCE COVERAGE • PROGRAM ADMINISTRATOR FOR FEDEX • THE LARGEST MARSH AFFINITY CLIENT • SENDING THE POLICY DATA TO THE CARRIER • COVERAGE FOR NON-COMMERCIAL USE OF A TRUCK • INSURANCE CARRIER FOR FEDEX GROUND SINCE 1989 • ____ HAUL TRIPS OVER 200 MILES OUT FROM STATION • ...
Basic Insurance Concepts 2023-01-22
Across
- likelihood that a particular event will happen
- policyholder's request for payment for a loss that the insurance policy covers
- the amount paid out-of-pocket by the policyholder before the insurance company pays benefits on a claim
- the company that assumes the risk and agrees to pay losses covered by the policy
- one paying the premium
- a form of protection from risk
Down
- a document detailing the terms and conditions of a contract of insurance
- the amount the policyholder must pay for an insurance policy
- the monetary limits and risks covered by an insurance policy
- person or business covered by a policy
- the obligation to pay a monetary award for injury or damage caused by one's negligent action
- the possibility of incurring a loss
12 Clues: one paying the premium • a form of protection from risk • the possibility of incurring a loss • person or business covered by a policy • likelihood that a particular event will happen • the amount the policyholder must pay for an insurance policy • the monetary limits and risks covered by an insurance policy • ...
PRS 2026-04-07
Across
- A type of insurance that provides broader protection for high-value possessions such as jewelry, art, or collectibles.
- Indicates that a property has fire protection services nearby.
- An insurance professional who sells policies from multiple insurers, offering clients a variety of coverage options.
- Insurance protection for vehicles, covering damage resulting from car accidents.
- The full value of all insured property.
- Ensuring coverage matches the full replacement cost of a home.
- Requests for payment after a loss.
- The specific group of customers Chubb aims to insure.
- When insurance coverage begins.
- An examination of a home's physical condition, structure, and systems.
- The level of decision making power an underwriter has
- When a property is being remodeled or renovated.
- The insured person or entity.
- Chubb's premier personal insurance policy for high-value clients.
- An insurer selling policies directly to customers.
- The amount the insured pays before insurance covers a loss.
- Specific causes of loss such as fire, theft, or windstorm.
Down
- Industry standard term that explains that a carrier will pay the full cost to rebuild, no matter the amount
- How a property is used or lived in
- Protections provided by an insurance policy.
- Someone other than the insured or insurer, often making a claim.
- Chubb term that explains that Chubb will pay above policy limits to rebuild a home after a loss.
- Continuing an insurance policy for another term
- The price paid for insurance coverage.
- Indicates that a property does not have fire protection services nearby.
- Covers only the risks listed in the policy.
- When a property is being built.
- A change or addition to an insurance policy.
- The personal belongings inside a home that are covered by a homeowner's or renter's insurance policy.
- A risk or cause of loss included in the policy.
- A legally binding agreement between two or more parties, such as an insurance policy between an insurer and an insured.
- How claims payouts are determined.
- Pays to replace damaged property with new items up to the policy limit without depreciation.
- What the policy does not cover.
- Standardized insurance policy forms
- The maximum amount the insurer will pay for a loss.
- A newly issued insurance policy.
- Insurance coverage that protects against claims of injury or damage to other people or property.
- Covers all losses except those specifically excluded.
- The potential for a loss that an insurance company agrees to cover under a policy.
40 Clues: The insured person or entity. • When a property is being built. • What the policy does not cover. • When insurance coverage begins. • A newly issued insurance policy. • How a property is used or lived in • Requests for payment after a loss. • How claims payouts are determined. • Standardized insurance policy forms • The price paid for insurance coverage. • ...
All About Access 2015-04-06
Across
- Questionnaire to determine primary payor before Medicare
- ____ Health Information (PHI - protected by HIPAA)
- The individual who is carries the insurance coverage
- Attempting to use identifying information of another person without authority
- Collection and storage of patient demographic and insurance information
- Create a registration for a future inpatient service
- A fixed sum that a beneficiary must contribute towards the cost of their health care before insurance benefits begin
- The person who is ultimately responsible for paying the bill
- Partial or complete loss of consciousness
Down
- Abbreviation for spouse
- HIPAA(Health Insurance ___ and Accountability Act
- Not to be disclosed
- Office of Inspector General
- EOB(____ of Benefits)
- A fixed amount that is designated as the patient's responsibility regardless of the actual charge for services
- Advance Beneficiary Notice
16 Clues: Not to be disclosed • EOB(____ of Benefits) • Abbreviation for spouse • Advance Beneficiary Notice • Office of Inspector General • Partial or complete loss of consciousness • HIPAA(Health Insurance ___ and Accountability Act • ____ Health Information (PHI - protected by HIPAA) • The individual who is carries the insurance coverage • ...
Insurance Crossword 2023-06-29
Across
- Which policies are Tariff driven currently?
- Not covered by insurance
- In which type of damage a police report is needed?
- Knock for Knock Agreement is used in the context of
- Machinery Breakdown cover is a
- Subrogation follows from the Principle of --.
- Having inadequate insurance coverage
Down
- Which is an add on cover under Fire Insurance Policy?
- Amount to be paid for an insurance policy
- Which cars are called Vintage car?
- In Hit and Run Cases, Claims are settled from __________
- A specified amount of money that the insured must pay before an insurance company will pay a claim
12 Clues: Not covered by insurance • Machinery Breakdown cover is a • Which cars are called Vintage car? • Having inadequate insurance coverage • Amount to be paid for an insurance policy • Which policies are Tariff driven currently? • Subrogation follows from the Principle of --. • In which type of damage a police report is needed? • ...
HEALTH INSURANCE PLANS 2017-02-16
Across
- The check we send every month to pay for health insurance.
- Without health insurance, this is what happens when someone gets seriously ill.
- Medicare coverage for hospital services.
- ________ care was developed in response to rising health care costs. A second opinion is often required before treatment can be provided, with the focus on preventive care.
- Additional Medicare coverage for doctors' services and outpatient treatment.
- Workers' ________ is a health insurance plan for workers injured on the job.
Down
- Usually provided by large companies who have a contract with certain health care agencies, employees are restricted to using a specific hospital or doctor.
- If a patient has 80/20 co-insurance, the patient pays 20 ____ of the bill.
- A health insurance plan for military personnel.
- Federal government program that provides health care for individuals who are over age 65.
- Amount paid by the patient before the insurance company pays.
- A type of health insurance plan. For a monthly fee, a person receives health care from affiliated health care providers.
- Medical assistance offered by states for individuals with low incomes.
13 Clues: Medicare coverage for hospital services. • A health insurance plan for military personnel. • The check we send every month to pay for health insurance. • Amount paid by the patient before the insurance company pays. • Medical assistance offered by states for individuals with low incomes. • If a patient has 80/20 co-insurance, the patient pays 20 ____ of the bill. • ...
Insurance Puzzle 2021-07-08
Across
- An insurance policy that covers the damage caused by another person or party
- amount that the life insurance company pays when the life assured outlives the policy tenure
- life insurance company pays to the nominee in case the life assured dies during the policy tenure
- the one who proposes the purchase of the life insurance policy and pays the premium
- single policy that covers an entire group
Down
- insurance is used to cover the loss or damage claimed by another person
- an insurance policy that protects you from losses and damages other than covered by life insurance
- life insurance company gives you an extension in the number of days after the premium payment due date
- life insurance plan are eligible for deductions under Section 80 (C) of Income Tax Act, 1961.
- the duration for which the policy provides life insurance coverage
10 Clues: single policy that covers an entire group • the duration for which the policy provides life insurance coverage • insurance is used to cover the loss or damage claimed by another person • An insurance policy that covers the damage caused by another person or party • the one who proposes the purchase of the life insurance policy and pays the premium • ...
Activity Exam 3 2022-03-30
Across
- also known as HMO-PPO
- deer creek color
- legal responsibilities for another person's losses or injuries
- person held responsible for certain actions
- health insurance program for 65 and up
- surgical and medical service protection
- pays for long term illness or disability
- coverage for place of living
- amount of money placeholder pays for insurance policy
- failing to take reasonable care
- fund to cover cost of loss
- homeowener pays for part of the losses if property is not insured
- program of medical assistance to low income individuals
- is a risk-sharing firm that agrees to assume responsibility for losses
- place of residence used to determine car insurance premium
- used to work on school and type papers
- combination of all expenses related to medicaldriverclassification driving categories is based on what
- person who receives something
- set amount that the policyholder pays per
- pays for some of the hospital bill
- group of doctors and hospitals that provide health care rates approved by insurer
- health insurance plan that employs health care services people
- lack of predictability
- contract providing a regular income
- more than one health insurance plan
- where you live at
Down
- or out of pocket limit
- loss or gain risk
- person that pays once every so often
- protection against the cost of hospital care
- list of personal belongings within a home
- circular red fruit
- brightens the sky
- gap between medicare payments and medical costscollision when your car is involved in an accident
- company pays twice the face value of the policy if death results in accident
- aka straight life policy
- process that determines premiums
- you wear these on your feet
- extreme form of PPO
- or addition of coverage
- cash surrender value
- payment given is based on replacement cost or damaged
- you wear this on your head
- king of the jungle
- pays for some of the surgeons fees
- prepaid health plans
- increases likelihood of loss through some peril
- tells you the time
- or insurable risk
- contract
- document modifying coverage
- aka catastrophe policy
- cause of possible loss
- people unable to get car insurance
- insurer recieves full cost of repairs or replacements
- life insurance agent
- a family pet
- protection against possible financial loss
- type of cost sharing
59 Clues: contract • a family pet • deer creek color • loss or gain risk • brightens the sky • or insurable risk • where you live at • circular red fruit • king of the jungle • tells you the time • extreme form of PPO • cash surrender value • prepaid health plans • life insurance agent • type of cost sharing • also known as HMO-PPO • or out of pocket limit • aka catastrophe policy • cause of possible loss • ...
Ch. 9 Insurance 2017-11-28
Across
- paperwork filed with an insurance company in order to get them to cover a loss for someone they insure.
- amount you pay monthly, quarterly, semiannually, or annually to purchase different types of insurance.
- applies to the amount of protection you have through an insurance company in the event of a loss.
- amount you must pay before you begin receiving any benefits from your insurance company.
- specific amount of money that you pay when insurance only covers a portion of costs.
- describes the type of coverage in an insurance agreement.
- a legally enforceable declaration of how a person wishes his or her property to be distributed after death.
Down
- the state or quality of being obligated according to law or equity.
- type of insurance that provides an income in case the insured becomes unable to perform the job he/she was educated or trained to do.
- method used to evaluate the wisdom of a financial decision by determining the length of time it will take for the cost of the decision to be recouped.
- the recipient of assets passed on from death of a friend or relative.
- financially motivated, nonviolent crime.
- an employee benefit plan maintained by an employer or by an organization that provides medical care for participants and/or their dependents through insurance.
13 Clues: financially motivated, nonviolent crime. • describes the type of coverage in an insurance agreement. • the state or quality of being obligated according to law or equity. • the recipient of assets passed on from death of a friend or relative. • specific amount of money that you pay when insurance only covers a portion of costs. • ...
Car Insurances 2022-03-10
Across
- Large marsupial
- Motorist Protection/ pays for injuries to you or passengers
- Damage Liability/ covers damage to property
- Has a trunk
- Likes to chase mice
- Insurance/ purchased because drivers can't afford the cost of an accident
- Injury Liability/ covers injuries
Down
- Insurance most important type of coverage
- Man's best friend
- at fault
- for money
- Injury Protection/ no fault insurance
- response
- Flying mammal
14 Clues: at fault • response • for money • Has a trunk • Flying mammal • Large marsupial • Man's best friend • Likes to chase mice • Injury Liability/ covers injuries • Injury Protection/ no fault insurance • Insurance most important type of coverage • Damage Liability/ covers damage to property • Motorist Protection/ pays for injuries to you or passengers • ...
Math final cross word puzzle chapter 4 2024-12-12
Across
- responsible for damage costs caused
- covers personal injuries
- the amount payed for an insurance policy
- at fault for damages caused
Down
- insurance a contract between a driver and an insurance company
- insurance insurance that covers someone from damages
- a request for payment from an insurance company
- damage liability protets other people's property that you damaged
- covers injuries caused to another person
- the outcome of an expirement
10 Clues: covers personal injuries • at fault for damages caused • the outcome of an expirement • responsible for damage costs caused • covers injuries caused to another person • the amount payed for an insurance policy • a request for payment from an insurance company • insurance insurance that covers someone from damages • ...
Vocabulary 2024-11-15
Across
- / responsible by law
- / the line segment that connects two points on an arc or circle as shown
- / A request for money
- Insurance / This pays you for part of the cost of a rented car if your car is disabled because of a collision
- / This is coverage, mandatory in some states, that pays for any physical injuries you or your passengers sustain
- stopping distance / from the moment a driver realizes the need to stop to the time that the car is no longer moving is the sum of the reaction distance and the braking distance.
- exchange rate / a number that expresses the price of one country's currency calculated in another country's currency
- liability / This coverage pays for damage you cause to other people's property
- insurance / the most important coverage. States set minimum liability requirements, Insurance regulations vary by state
- / indicates the distance a car has traveled since it left the factory
- / indicates the distance a car has traveled since it left the factory
Down
- distance / a function of the number and lengths of the skid marks left at the scene
- Road SI / This coverage pays for towing or road service when your car is disabled
- odometer / consists of a set of cylinders that turn to indicate the distance traveled
- odometer / gives the readings digitally
- liability / BI liability covers bodily injury
- Insurance / This covers the repair or replace- ment of parts of your car damaged by vandalism, fire, flood, wind, earthquakes, falling objects, riots, hail, damage from trees, and other disasters
- / the amount that the policy owner must pay before the insurance policy pays any money.
- / This coverage pays for injuries to you or your passengers caused by a driver who has no insurance
- ordinate / This short line segment
20 Clues: / responsible by law • / A request for money • ordinate / This short line segment • odometer / gives the readings digitally • liability / BI liability covers bodily injury • / indicates the distance a car has traveled since it left the factory • / indicates the distance a car has traveled since it left the factory • ...
Activity Exam Three 2022-03-30
Across
- sport involving a bat and ball
- surgical and medical service protection
- aka catastrophe pollicy
- prepaid health plans
- one runs in blank in the US
- type of cost sharing
- payment given is based on replacement cost or damaged
- coverage for place of living
- sunshine state
- increases likelihood of loss through some peril
- person that pays once every so often
- legal responsibilities for another person's losses or injuries
- group of doctors and hospitals that provide health care rates approved by insurer
- company pays twice the face value of the policy if death results in accident
- lack of predictability
- extreme form of PPO
- contract providing a regular income
- aka h2o
- gap between medicare payments and medical costs
- more than one health insurance plan
- also known as HMO-PPO
- amount of money placeholder pays for insurance policy
- cause of possible loss
- driving catagories is based on what
- person who receives something
- something that opens with a key
- deer creek color
- people unable to get car insurance
- or out of pocket limit
- or addition of coverage
- process that determines premiums
- contract
- cash surrender value
Down
- pays for some of the hospital bill
- failing to take reasonable care
- protection against the cost of hospital care
- homeowener pays for part of the losses if property is not insured
- health insurance program for 65 and up
- or insurable risk
- pays for long term illness or disability
- place of residence used to determine car insurance premium
- health insurance plan that employs health care services people
- program of medical assistance to low income individuals
- loss or gain risk
- person held responsible for certain actions
- you drink liquid out of these
- aka straight life policy
- list of personal belongings within a home
- food that prevents cramps
- fund to cover cost of loss
- pays for some of the surgeons fees
- computer in your hand
- protection against possible financial loss
- set amount that the policyholder pays per
- document modifying coverage
- insurer recieves full cost of repairs or replacements
- when your car is involved in an accident
- life insurance agent
- is a risk-sharing firm that agrees to assume responsibility for losses
- goes around your neck
60 Clues: aka h2o • contract • sunshine state • deer creek color • or insurable risk • loss or gain risk • extreme form of PPO • prepaid health plans • type of cost sharing • life insurance agent • cash surrender value • computer in your hand • also known as HMO-PPO • goes around your neck • lack of predictability • cause of possible loss • or out of pocket limit • aka catastrophe pollicy • ...
HEALTH INSURANCE 2017-09-07
Across
- protecting rights-GAP insurance for people between jobs
- A colonoscopy is an ____________ service
- A chance and usually sudden event bringing loss or injury
- Not a covered benefit
- A service NOT covered by Medicare
- The highest degree or quantity of a benefit
- A request for payment that a doctor, a hospital or another health provider submits to an insurer for covered items or services.
- An insurance term used when a primary care provider wants to send a patient to a specialist
Down
- to get back one's possession
- As used in connection with the Affordable Care Act: Exempt from certain provisions of this law
- Routine health care that includes screenings, check-ups, and patient counseling to prevent illnesses, disease, or other health problems
- A specified amount of money that the insured must pay before an insurance company will pay a claim
- The list of medications, prescription or generic, that your insurance plan will pay for.
- A discounted total that insurers negotiate with doctors, hospitals and other health care providers in their network
- A request for your health insurance company or the Health Insurance Marketplace to review a decision that denies a benefit or payment
15 Clues: Not a covered benefit • to get back one's possession • A service NOT covered by Medicare • A colonoscopy is an ____________ service • The highest degree or quantity of a benefit • protecting rights-GAP insurance for people between jobs • A chance and usually sudden event bringing loss or injury • ...
Civil Criminal Law 17,18,43 Review 2025-01-14
Across
- Injuries or losses suffered by another
- Payments for insurance coverage
- Illegal use of someone's intellectual property
- Protected from tort suits
- Items attached to one's property
- Legal document that recognizes ownership of an invention
- Lawsuits brought by people who claim that a professional provided negligent services
- When someone cannot sue because they agreed to harmful conduct
- Breach of an obligation causing harm
- A person's failure to use reasonable care
- Insurance that pays damage to your own vehicle if you caused the damage
Down
- When a person unlawfully exercises control over personal property of another
- Legal responsibility for harm
- False statements that harm a person's reputation
- Damages a defendant pays because the plaintiff will suffer in the future
- Damages awarded to punish a defendant for malicious or outrageous acts
- Insurance that pays for damages other than a collision
- A symbol, word, or word legally registered to represent a company
- Amount you agree to pay toward repairs before the insurance company pays
- Entering another person's property without permission
20 Clues: Protected from tort suits • Legal responsibility for harm • Payments for insurance coverage • Items attached to one's property • Breach of an obligation causing harm • Injuries or losses suffered by another • A person's failure to use reasonable care • Illegal use of someone's intellectual property • False statements that harm a person's reputation • ...
Patient Access Week Crossword 2024-03-28
Across
- Your Rights and Protections Against _______ Medical Bills
- Patients qualify for Medicare for age, disability, or _____
- EMTALA (Emergency Medical Treatment and ____ Act)
- Location of new Riverside hospital opening in 2026
- Insurance for service members, veterans, and family
- Directions, maps, information on how to get to the correct location
- Money that must be paid by guarantor before insurance benefits pay
- Accreditation organization that approves Riverside during yearly visits
- President and Chief Executive Officer of Riverside (Dr.)
Down
- Questionnaire completed to determine filing order for Medicare patients
- HIPAA (Health Insurance _____ and Accountability Act)
- Who is responsible for the bill
- Insurance that is always last in filing order
- Spend your time between registrations clearing accounts from here
- Certification needed to move to a Tier II or III registrar
- Specific percentage of the cost that guarantor is responsible for
- Riverside system used to track safety issues and catches
- System used to view your pay slips
- Liability organization that works TPL and Worker's Comp accounts for Riverside
- Official count/list of patient population
20 Clues: Who is responsible for the bill • System used to view your pay slips • Official count/list of patient population • Insurance that is always last in filing order • EMTALA (Emergency Medical Treatment and ____ Act) • Location of new Riverside hospital opening in 2026 • Insurance for service members, veterans, and family • ...
Umbrella Insurance 2022-05-09
Across
- damage caused on ______ is not covered.
- umbrella insurance won't cover Damage to Your own ______.
- umbrella policies pick up the financial burden after you reach your primary insurance policies _____ Limit.
- Umbrella coverage comes into play when you _____ Liability Limits Have Been Reached.
- umbrella insurance is not required by ___.
- if you regularly find yourself in situations where you could get _____ you should get Umbrella Insurance.
Down
- if you have more money in your bank accounts than your coverage from other Insurance policies _______ Recommend Umbrella Insurance.
- _______ Insurance adds extra coverage over another insurance policy.
- an umbrella policy cover also covers people in your family and _______.
- if you have a lot of ___ Assets such as expensive vehicles, a pool, wild animals, etc. you are better covered with Umbrella Insurance.
10 Clues: damage caused on ______ is not covered. • umbrella insurance is not required by ___. • umbrella insurance won't cover Damage to Your own ______. • _______ Insurance adds extra coverage over another insurance policy. • an umbrella policy cover also covers people in your family and _______. • ...
Benefits /Preregistration 2025-03-12
Across
- whether an individual or group is covered by an insurance plan
- The percentage of the cost of a covered service that you pay after you have met your deductible
- They provide services to members of the insurance plan at a negotiated rate
- offers reduced health coverage compared to comprehensive plans, focusing on specific illnesses, accidents, or certain types of services, and is often intended to supplement rather than replace major medical insurance.
Down
- is the mechanism by which you, as a health insurance plan member, share the cost of healthcare services with your insurance company
- The process of collecting and recording information about a patient when they first seek medical care
- the individual, organization, or entity responsible for making premium payments on an insurance policy,
- The maximum amount you're required to pay out of pocket for covered services in a plan year; once you reach this amount, the insurance plan covers 100% of eligible expenses
- The percentage of the cost of a covered service that you pay after you have met your deductible
- The directing of a patient to a medical specialist by a primary care physician
- refers to a predicted or projected cost of a medical service or treatment, often provided to patients who want to understand their potential financial responsibilities
- The amount you pay for covered healthcare services before your insurance plan begins to pay.
- providers healthcare providers who are not contracted with an insurance plan
13 Clues: whether an individual or group is covered by an insurance plan • They provide services to members of the insurance plan at a negotiated rate • providers healthcare providers who are not contracted with an insurance plan • The directing of a patient to a medical specialist by a primary care physician • ...
Economic Investing Crossword 2025-01-09
Across
- Health maintenance organization
- Spreading of financial risk through a large number of people
- Max amount an insurance company will pay when you file a claim
- Amount of money you agreed to pay
- Person who compiles and analyzes statistics to calculate risk
Down
- A part ownership in a company.
- Federal and state assistance to people who can't afford health insurance
- Employee of an insurance compay
- Specified amount of payment reassured by insurance
- The uncertainty of an event that can cause economic losses
- Formal request from customer to insurance company
- Fixed dollar amount you agreed to pay each medical treatment
12 Clues: A part ownership in a company. • Health maintenance organization • Employee of an insurance compay • Amount of money you agreed to pay • Formal request from customer to insurance company • Specified amount of payment reassured by insurance • The uncertainty of an event that can cause economic losses • Spreading of financial risk through a large number of people • ...
car insurance 2023-01-24
Across
- identifying code for specific automobile
- amount of money that the insured must pay before an insured company will pay a claim
- date that insurance coverage ends
- driver person who drives the car most frequently
- residence your home
Down
- serverces you eed if your car breaks down on the road, can include towing, transportation, tire changing
- systems protect valvables
- if you can or cannon drive and is listed if you have an accident
- type of auto insurance that can cover you in an event of a crash
- parties who purchased insurance who appear on the policy declaration page
- a policy that combines liability, and collision coverage
- amount to be paid for an insurance policy
- has the same coverage under the policy as the named insured
- the lifetime of an insurance policy
14 Clues: residence your home • systems protect valvables • date that insurance coverage ends • the lifetime of an insurance policy • identifying code for specific automobile • amount to be paid for an insurance policy • driver person who drives the car most frequently • a policy that combines liability, and collision coverage • ...
Personal Finance 2023-02-27
Across
- investment that represents a loan to gov’t or corporation (low risk)
- tax all social classes pay the same percentage
- decision occurs when benefits outweigh the cost
- A periodic payment for the use of borrowed funds.
- insurance used when a person is not capable of working
- Amount paid on an insurance policy per a given time period
Down
- interest interest paid on both the original loan and interest earned
- tax more money is taken out based on a larger pay check(federal tax)
- insurance insurance that protects your belongings from theft and destruction
- The amount of money borrowed, or the amount of money still owed on a loan
- insurance benefits survivors or the deceased
- interest interest on the original loan
- investments that represent ownership in business (risky)
- A business whose main purpose is to receive deposits and make loans.
14 Clues: interest interest on the original loan • insurance benefits survivors or the deceased • tax all social classes pay the same percentage • decision occurs when benefits outweigh the cost • A periodic payment for the use of borrowed funds. • insurance used when a person is not capable of working • investments that represent ownership in business (risky) • ...
Quarter 4 2017-05-23
Across
- this is written to tell a bank who and how much to pay
- a slip you fill out to put money in your account
- Someone who relies on someone else for income and care is known as a
- The money paid to an insurance company to purchases a policy is known as
- A financial product (called an insurance contract or policy) purchased by many people facing a similar risk to protect against the risk of larger losses
- Provides payment to replace earnings during times when workers cannot work due to illness or injury
- a type of deposit your employer can make for you
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses.
- protection for having your card declined
- Provides payment for extended nursing care due to accidents, illness, or old age
Down
- The chance of loss from an event that cannot be entirely controlled is called
- this is a card that looks like a credit card but acts like a check
- Your what check serves as proof of payment for goods, services, and charitable donations
- Provides payments for both liability and property insurance on a vehicle
- Someone who receives money if an insured person dies is known as a
- The out‐of‐pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss is known as
- a number telling a payee which bank to get money from
- Provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy
- amount of a payment to avoid fees or penalties
19 Clues: protection for having your card declined • amount of a payment to avoid fees or penalties • a slip you fill out to put money in your account • a type of deposit your employer can make for you • a number telling a payee which bank to get money from • this is written to tell a bank who and how much to pay • ...
Health Care Terms! 2024-10-01
Across
- an insurance company that finances healthcare.
- Medicine A healthcare system in which providers are paid by the government, and healthcare facilities are run by the government.
- How well health services result in desired health outcomes.
- A state tax on insurance premiums.
- Law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage.
- skilled nurses who provide nursing services to someone at home.
- The amount paid to providers for services they provide to patients.
- large business and small business forming a group for insurance coverage.
- services members are set to receive based on their health plan.
Down
- An organization other than the patient or healthcare provider involved in the financing of personal health services.
- A "cap" or limit on the amount of services that may be provided.
- A group insurance plan that requires no payment from employees for their healthcare coverage.
- the person in a managed care organization who's approval is required for referrals.
- the amount of money a patient or family must pay before costs are covered by healthcare.
- People who do not have health insurance of any type. Over 80 percent of the uninsured are working adults and their family members.
- medications described as necessary in order to cut costs.
- a procedure planned in advance.
- A person who has been admitted to a hospital or other health facility, for a period of at least 24 hours.
- Measures of the effectiveness of particular kinds of medical treatment. This refers to what is quantified to determine if a specific treatment or type of service works.
19 Clues: a procedure planned in advance. • A state tax on insurance premiums. • an insurance company that finances healthcare. • medications described as necessary in order to cut costs. • How well health services result in desired health outcomes. • skilled nurses who provide nursing services to someone at home. • ...
Health Insurance Vocab 2023-03-06
Across
- A portion of medical cost paid by an insured person.
- A portion of the medical cost you pay after your deductible has been met.
- The cost of having insurance.
- Typically an additional type of insurance is needed, as regular health insurance doesn’t cover these expenses. (ex. Vision and Dental)
- A federal program that provides health coverage if you are 65+ or under 65 and have a disability, no matter your income.
- A type of savings account that lets you set aside money before taxes are taken out, to pay for qualified medical expenses.
- The most you will have to pay in a year for covered services.
Down
- When a doctor or physician does not have contact with your health insurance plan provider.
- Amount you have to pay until insurance will pay.
- The yearly period in the fall when people can enroll in a health insurance plan for the next calendar year.
- The health care items or services covered by a health insurance plan.
- Is a state and federal program that provides health coverage if you have a very low income.
12 Clues: The cost of having insurance. • Amount you have to pay until insurance will pay. • A portion of medical cost paid by an insured person. • The most you will have to pay in a year for covered services. • The health care items or services covered by a health insurance plan. • A portion of the medical cost you pay after your deductible has been met. • ...
Unit Three Financial Literacy 2026-03-12
Across
- is the amount you pay out-of-pocket for larger medical services.
- is the income after deductions and taxes are taken out.
- A document given to an employee with each paycheck that details their earnings, taxes, and other deductions for a specific pay period
- is an agreement where an insurer agrees to pay some or all of your medical bills in exchange for a fee.
- a dollar-for-dollar reduction of the income tax you owe.
- an amount you can subtract from your total taxable income.
- a set interval of time, such as weekly, bi-weekly, semi-monthly, or monthly, for employee pay
- are the checks for wages made at employment
- a program that provides income to elderly and disabled citizens.
- Coverage protects against damage to your car caused by events that are out of your control.
- an annual report from your employer on all wages earned for the year.
- type of health insurance has lower premiums, but users must use providers in network.
Down
- type of car insurance covers for damage to other vehicles, damage to objects, bodily injuries to other drivers and their passengers but not your own
- and renters insurance both cover losses for personal property, medical bills, and loss of use.
- Are federal, state and local taxes that are collected by withholding part of your income.
- an amount of money withheld from an employee's income.
- are wages made before deductions and taxes.
- a tax form for self-employed people use to report their wages
- True or False: Self-employed individuals do not need to worry about filling their taxes.
- type of health insurance has higher premiums, but flexible with providers.
- a program that provides health insurance to children and adults with limited economic resources.
- have lower monthly premiums but higher annual deductibles and out-of-pocket maximums.
- Insurance provides some financial protection if your car causes an accident that damages someone else’s car or property, injures someone or both.
- Coverage covers your vehicle if it collides with another vehicle or object.
- is a tax on retail products based on a set percentage of the retail price. People
- a form that you fill out that allows employers to know the amount to withhold from your income for taxes.
- The fixed, usually monthly, fees paid to insurance companies.
- True or False: Car insurance is required in most states.
28 Clues: are wages made before deductions and taxes. • are the checks for wages made at employment • an amount of money withheld from an employee's income. • is the income after deductions and taxes are taken out. • a dollar-for-dollar reduction of the income tax you owe. • True or False: Car insurance is required in most states. • ...
Health Insurance 2016-11-02
Across
- The only way to get health insurance coverage is through an employer. (True/False)
- A situation in which some kind of loss is possible
- The company or agency that writes an insurance policy
- Specific conditions or circumstances for which the policy will not provide benefits
- Legal Responsibility
- The amount paid by you or your employer to an insurance provider for insurance coverage
Down
- The act or process of colliding; a crash or conflict
- The amount of money you must pay each year to cover your medical care expenses before you insurance policy starts paying
- A way of sharing medical costs. You pay a flat fee and the insurance company pays the rest
- An insurance plan that allows the insured to use any doctor or hospital they want.
- An insurance plan that only allows you to use doctors and hospitals within a specific network
11 Clues: Legal Responsibility • A situation in which some kind of loss is possible • The act or process of colliding; a crash or conflict • The company or agency that writes an insurance policy • The only way to get health insurance coverage is through an employer. (True/False) • An insurance plan that allows the insured to use any doctor or hospital they want. • ...
Insurance Crossword 2021-11-11
Across
- / Changes to the policy that can add or reduce coverage.
- reassignment / The adjuster is no longer with the company.
- / Who does 3rd party refer to in insurance?
- escalation At any point, the caller is irate and does not want to be transferred to either the exposure adjuster or Supervisor.
- calls / Basic claim status request.
- call attempt Send an email to the Exposure Adjuster, Supervisor, next level leadership & the escalations inbox
- / A list of what is not covered in the policy.
- agreement / Summarizes what is covered, any services provide, and lists maximum limit of policy coverage in dollars.
Down
- / An official form requesting specific, detailed information that is used to determine the potential insured’s rate of risk and policy premiums.
- page / This part of the policy makes a contract specific to the policy holder. It provides the names of the insured parties, value of the insured items, and lists deductibles.
- / Terms used to write the policy.
- call attempt / The caller is calling back for the second time and there is no indication of contact attempt by the adjuster within 1 business day in the file notes.
- / A licensed person that can sell insurance policies.
- call attempt / The caller is requesting to speak to their adjuster and the file notes indicate the Exposure Adjuster has not spoken to the caller.
- / Who does 1st party refer to in insurance?
- / A contract between Insured and Insurer.
16 Clues: / Terms used to write the policy. • calls / Basic claim status request. • / A contract between Insured and Insurer. • / Who does 1st party refer to in insurance? • / Who does 3rd party refer to in insurance? • / A list of what is not covered in the policy. • / A licensed person that can sell insurance policies. • ...
Insurance Crossword 2021-11-11
Across
- Send an email to the Exposure Adjuster, Supervisor, next level leadership & the escalations inbox
- The caller is calling back for the second time and there is no indication of contact attempt by the adjuster within 1 business day in the file notes.
- At any point, the caller is irate and does not want to be transferred to either the exposure adjuster or Supervisor.
- Summarizes what is covered, any services provide, and lists maximum limit of policy coverage in dollars.
- A list of what is not covered in the policy.
- Terms used to write the policy.
- Basic claim status request.
- This part of the policy makes a contract specific to the policy holder. It provides the names of the insured parties, value of the insured items, and lists deductibles.
Down
- An official form requesting specific, detailed information that is used to determine the potential insured’s rate of risk and policy premiums.
- The adjuster is no longer with the company.
- Who does 3rd party refer to in insurance?
- A contract between Insured and Insurer.
- Changes to the policy that can add or reduce coverage.
- The caller is requesting to speak to their adjuster and the file notes indicate the Exposure Adjuster has not spoken to the caller.
- Who does 1st party refer to in insurance?
- A licensed person that can sell insurance policies.
16 Clues: Basic claim status request. • Terms used to write the policy. • A contract between Insured and Insurer. • Who does 3rd party refer to in insurance? • Who does 1st party refer to in insurance? • The adjuster is no longer with the company. • A list of what is not covered in the policy. • A licensed person that can sell insurance policies. • ...
Insurance Clues 2018-02-04
Across
- A process whereby one entity takes on all or part of the risk covered under a policy issued by an insurance company in consideration of a premium payment
- The difference between the cost of acquiring the entity and the reporting entity's share of the book value of the acquired entity
- Getting into a contract on false grounds by making statements that are not in accordance with the facts
- A person with expertise in the fields of economics, statistics and mathematics, who helps in risk assessment and estimation of premiums etc for an insurance business
- An amendment or rider to a policy adjusting the coverages and taking precedence over the general contract
- a contract providing income for a specified period of time, or duration of life for a person or persons
- Alleged misconduct or negligence in a professional act resulting in loss or injury
- termination of a policy due to failure to pay the required renewal premium
Down
- The person or entity entitled to receive the claim amount and other benefits upon the death of the benefactor or on the maturity of the policy
- Supplementary benefits added in insurance policy purchased by the insured
- a person who holds something in trust for someone else
- A person who receives the benefit in case of death of the insured person
- Selling insurance product through banks
- Process of putting the insurance policy back after a lapse
- Making compensation payments to one party by the other for the loss occurred
- An amount paid periodically to the insurer by the insured for covering his risk
16 Clues: Selling insurance product through banks • a person who holds something in trust for someone else • Process of putting the insurance policy back after a lapse • A person who receives the benefit in case of death of the insured person • Supplementary benefits added in insurance policy purchased by the insured • ...
Insurance vocabulary 2018-12-11
16 Clues: daño • mueble • lesión • el robo • demandas • terceros • temblores • lesionado • enfermedad • inundaciones • discapacidad • por lo menos • en el caso de que • falta de realización • la demanda resultante • responsabilidad legal
insurance crossword 2023-01-27
Across
- cars that have been declared a total loss, meaning they're too damaged to be worth repairing and cannot be driven legally.
- pays for the medical costs of the people who are injured (not including yourself).
- helps pay to repair damage you cause to another person's vehicle or property.
- an additional coverage option for auto insurance policies in most states.
- various degrees of being insured for some real risks and uninsured for others, at the same time.
- identifies the kinds and amounts of coverage you have and how much it will cost you.
- covers medical expenses and lost wages of you and your passengers if you're injured in an accident.
- covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have enough or has no auto insurance coverage.
- The amount you pay for your health insurance every month.
Down
- the amount of money that covers your insurance term
- high risk insurence
- has the same coverage under the policy as the named insured.
- someone who is also covered by the insurance policy you purchased
- he identifying code for a specific automobile.
- The amount you pay for covered health care services before your insurance plan starts to pay.
- overs the cost to repair or replace the policyholder's vehicle or other property if it is damaged in an accident caused by an uninsured or underinsured driver.
16 Clues: high risk insurence • he identifying code for a specific automobile. • the amount of money that covers your insurance term • The amount you pay for your health insurance every month. • has the same coverage under the policy as the named insured. • someone who is also covered by the insurance policy you purchased • ...
Idaho Insurance Producer License 2020-08-25
Across
- A periodic payment to the insurance company to keep the policy in force
- A termination of a policy by an insurer on the anniversary or renewal date
- Termination of a policy because the premium has not been paid by the end of the grace period
- An agent/broker who handles insurer's funds in a trust capacity
- A termination of a policy by an insurer on the anniversary or renewal date
- Intentional misrepresentation or deceit with the intent to induce a person to part with something of value
- A person who evaluates and classifies risks to accept or reject them on behalf of the insurer
- The cause of a possible loss
- An agreement between two or more parties enforceable by law
Down
- A request for payment of the benefits provided by an insurance contract
- Insurance agent or broker
- The effect a person's indifference concerning loss has on the risk to be insured (2wds)
- An excessive amount of insurance that would result in overpayment to the insured in the event of a loss
- The reduction, decrease, or disappearance of value of the person or property insured in a policy, by a peril insured against
- The date specified in the policy as the date of termination
- Time between the beginning of a disability and the start of disability insurance benefits
- An unfair trade practice in which an agent uses physical or mental force with the intent of inducing an applicant to purchase insurance
- The person who receives the proceeds from the policy when the insured dies
- Uncertainty as to the outcome of an event when two or more possibilities exist
19 Clues: Insurance agent or broker • The cause of a possible loss • The date specified in the policy as the date of termination • An agreement between two or more parties enforceable by law • An agent/broker who handles insurer's funds in a trust capacity • A request for payment of the benefits provided by an insurance contract • ...
Knowledge is Free 2021-10-08
Across
- a select group of employees
- a bill for medical services rendered, typically submitted tot he health insurance company by a healthcare provider
- the federal health insurance program for people 65 or older
- this policy outlines the amount of time that enrollments and changes can be completed retroactively without additional approval from leadership for a specific group
- a plastic card sent sent to subscribers to us as verification of insurance
- allows a same or opposite gender domestic partner and their dependents to receive benefits under the subscribers contract
- the pairing of health insurance coverage benefits under a product and a particular cost-sharing structure, provider network, and service area
Down
- a plan offered by BCN, which is an alternative plan to standard healthcare
- the ___________ is a geographic area that an eligible individual may enroll in a particular plan offered by BCN
- changes to the group such as name change, address, or contact info
- a change made to the group usually affects benefits
- a fund established by the employer for their employees to pay for specific medical expenses.
- anyone covered under a health insurance plan, an enrollee, or eligible dependent
- a plan is a discreet package of health insurance coverage benefits that are offered using a particular network type within a service area
- our job title
- a system this is used to distribute work to other departments or to document comunication
- a 9-digit number that the irs issues
- a group that is new to BCN or a group that left BCN but came back after 12 months
18 Clues: our job title • a select group of employees • a 9-digit number that the irs issues • a change made to the group usually affects benefits • the federal health insurance program for people 65 or older • changes to the group such as name change, address, or contact info • a plan offered by BCN, which is an alternative plan to standard healthcare • ...
Key Terms Assignments 1 - 5 2021-02-08
Across
- ability of an insurer to meet its financial obligations as they become due, even those resulting from insured losses that may be claimed several years in the future
- resource for classifying accounts and developing premiums for given types of insurance, including rules, factors, and guidelines for applying the rates
- expense that an insurer incurs to investigate, defend, and settle claims according to the terms specified in the insurance policy; acronym is LAE
- condition that increases the frequency or severity of a loss
- process of selecting insureds, pricing coverage, determining insurance policy terms and conditions, and then monitoring the decisions made
- losses that have occurred during a specific period no matter when claims resulting from the losses are paid
- amount the insurer estimates and sets aside to pay on an existing claim that has not been settled
Down
- transfer of insurance risk from one insurer to another in return of a reinsurance premium to indemnify another insurer
- price per exposure unit for insurance coverage
- measures losses and LAE against earned premiums; reflects the percentage of premiums being consumed by losses
- losses that have been paid to or no behalf of insureds during a given period
- independent agent who represents insurance customer
- sells insurance for one or more insurers; aka producer
- a contract to pay an amount directly related to the amount of the loss
- conscious act or decision not to act that reduces the frequency and/or severity of losses or makes losses more predictable
15 Clues: price per exposure unit for insurance coverage • independent agent who represents insurance customer • sells insurance for one or more insurers; aka producer • condition that increases the frequency or severity of a loss • a contract to pay an amount directly related to the amount of the loss • ...
Life Insurance 2014-02-27
Across
- Most basic needs fulfilled by life insurance
- Providing life insurance increases employee ----
- Loss of limbs, eyesight, speech or hearing is covered under what type of insurance?
- Employees with no family or extended family are ----- attracted to life insurance
- Is life insurance a taxable benefit?
Down
- A lump sum of money provided to the employees beneficiary if they die from natural or accidental causes
- What percentage of Canadian workers have Iife insurance?
- Death of the spouse or child of an employee falls under what type of insurance?
- One of the most common employee benefits offered by an organization
- Which theorists motivational framework is directly related to life insurance?
10 Clues: Is life insurance a taxable benefit? • Most basic needs fulfilled by life insurance • Providing life insurance increases employee ---- • What percentage of Canadian workers have Iife insurance? • One of the most common employee benefits offered by an organization • Which theorists motivational framework is directly related to life insurance? • ...
Principles of Insurance 2024-07-26
Across
- Insurance company pays this
- Sharing of risk among many
- Money paid out of pocket before insurance kicks in
- Contract between insurer and insured
- Person covered by insurance
Down
- Money returned from unused coverage
- Investigation of a claim
- Amount paid for insurance coverage
- Unexpected event causing loss
- Person who sells insurance
10 Clues: Investigation of a claim • Sharing of risk among many • Insurance company pays this • Person who sells insurance • Person covered by insurance • Unexpected event causing loss • Amount paid for insurance coverage • Money returned from unused coverage • Contract between insurer and insured • Money paid out of pocket before insurance kicks in
Vocab- Gabe 2013-04-29
Across
- Losses from an accident; $25,000 is the most which will be paid for one person's
- May recieve a discount for anti-theft devices such as car alarms.
- Synonym with Theft, a type of Comprehensive Insurance
- Rates varying among states; People in large cities usually pay more than in rural or suburban areas
- Good Grade in high school is a form of this; pay less as a reward
- Physical Damage Insurance
- Fee paid to the insurer to be covered under the specified terms
- One of the four types of Coverage. It's when you're not insured as well as you should.
- An arrangement between an individual and an insurer.
- Synonym with Vandalism, a type of Comprehensive Insurance
- Uncertainty about a situation's outcome
Down
- One of the four types of Coverage. Three words.
- Driver or car owner is held legally responsibly for damaging another's property.
- Contract between the individual and the insurer specifying the terms of the insurance arrangements.
- Driver or car owner is held legally responsible for injuries suffered by another person.
- One of the four types of Coverage.
- $50,000 is the most which will be paid for all bodily injury losses from an accident
- Amount paid by the policy holder for the initial portion of a loss before the insurance coverage begins.
- Pays the cost of having a vehicle towed to receive repairs if it broke down
19 Clues: Physical Damage Insurance • One of the four types of Coverage. • Uncertainty about a situation's outcome • One of the four types of Coverage. Three words. • An arrangement between an individual and an insurer. • Synonym with Theft, a type of Comprehensive Insurance • Synonym with Vandalism, a type of Comprehensive Insurance • ...
Insurance vocabulary 2018-12-11
16 Clues: daño (4) • mueble (9) • lesión (6) • el robo (5) • demandas (6) • lesionado (7) • terceros (5-5) • temblores (11) • enfermedad (8) • inundaciones (6) • discapacidad (10) • por lo menos (2/3/4/5) • responsabilidad legal (9) • en el caso de que (2/3/5/4) • falta de realización (7/2/7) • la demanda resultante (3/9/5)
Health Insurance 2023-03-30
Across
- determines how each plan covers different types of prescription drugs where each tier is typically assigned a cost you will pay for drugs listed in that tier
- Insurance program that provides free or low-cost health coverage to some low-income people; families and children; pregnant women; the elderly; and people with disabilities
- insurance plan that employers are required to have to cover employees who get sick or injured on the job
- A federal health insurance program for people 65 and older and certain younger people with disabilities (also covers people with End-Stage Renal Disease)
- After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits
- A written order from your primary care doctor for you to see a specialist or get certain medical services
- amount you owe for covered health care services before your health insurance or plan begins to pay
- amount you pay for your health insurance or plan each month
Down
- Your share of the cost for a covered health care service, usually calculated as a percentage (like 20%) of the allowed amount for the service
- The doctors hospitals and suppliers your health insurer has contracted with to deliver health care services to their members
- a coverage gap in most Medicare Part D prescription drug plans where once you and your plan pay a certain amount you are in the “gap” until catastophic coverage kicks in
- prescription drug that has the same active-ingredient formula as a brand-name drug
- low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance
- A federal law that may allow you to temporarily keep health coverage after your employment ends; you lose coverage as a dependent of the covered employee; or another qualifying event
- amount you pay as your share of the cost for a medical service or item
- request for payment that you or your health care provider submits to your health insurer when you get items or services you think are covered
16 Clues: amount you pay for your health insurance or plan each month • amount you pay as your share of the cost for a medical service or item • prescription drug that has the same active-ingredient formula as a brand-name drug • amount you owe for covered health care services before your health insurance or plan begins to pay • ...
Insurance Crossword 2021-11-11
Across
- This part of the policy makes a contract specific to the policy holder. It provides the names of the insured parties, value of the insured items, and lists deductibles.
- Terms used to write the policy.
- At any point, the caller is irate and does not want to be transferred to either the exposure adjuster or Supervisor.
- Basic claim status request.
- Send an email to the Exposure Adjuster, Supervisor, next level leadership & the escalations inbox
- An official form requesting specific, detailed information that is used to determine the potential insured’s rate of risk and policy premiums.
Down
- Who does 1st party refer to in insurance?
- The adjuster is no longer with the company.
- Summarizes what is covered, any services provide, and lists maximum limit of policy coverage in dollars.
- A contract between Insured and Insurer.
- The caller is calling back for the second time and there is no indication of contact attempt by the adjuster within 1 business day in the file notes.
- A list of what is not covered in the policy.
- The caller is requesting to speak to their adjuster and the file notes indicate the Exposure Adjuster has not spoken to the caller.
- A licensed person that can sell insurance policies.
- Who does 3rd party refer to in insurance?
- Changes to the policy that can add or reduce coverage.
16 Clues: Basic claim status request. • Terms used to write the policy. • A contract between Insured and Insurer. • Who does 1st party refer to in insurance? • Who does 3rd party refer to in insurance? • The adjuster is no longer with the company. • A list of what is not covered in the policy. • A licensed person that can sell insurance policies. • ...
Insurance Terminology 2025-04-10
Across
- This is liability account used to amortize premium earnings over the term of the policies in force.
- This is an asset account used to defer the costs associated with assuming an insurance contract from another insurer.
- In reinsurance, a commitment made by a bank to a reinsured which can be drawn upon to cover any of the reinsurer's liabilities to the reinsured under their reinsurance agreement.
- Those principles required by the NAIC and by state law which must be followed by insurance companies in submitting their financial statements to the NAIC and state insurance departments, unless express permission is given otherwise.
- Any person, firm, association or corporation who manages all or part of the insurance business of an insurer.
- In the process of defending and settling a particular claim many expenses are often incurred besides the cost to actually reimburse the injured party (such as claims investigation and legal and other fees expenses, and the portion of an insurer’s general expense allocated to claim settlement costs).
- Reserves set aside for future use in payment of claims which have occurred but have not yet been reported to the insurer.
- Similar to ALAE (defined elsewhere) except that this represent expenses incurred by the insurer that are not identifiable to a specific claim but are nonetheless loss adjustment expenses.
Down
- A method of reporting the financial results of an insurer in accordance with the going-concern basis used by other businesses.
- An association of captive owners and industry representatives who represent the Vermont captive industry to regulatory agencies, etc.
- An amount computed for an insurer based on a standard NAIC formula against which the insurer's policyholders' surplus is measured to assess its adequacy.
- A type of loss reserve or payable established to use in payment of claims that are known about and reasonably estimable.
- This acronym is used most commonly in reference to the Vermont Department of Financial Regulation.
- The resulting amount from a company's evaluation of its exposure to loss under hypothetical, but possible loss scenarios.
- An association of the state regulatory authorities.
- Compensation to indicate that the coverage pays for losses that are “excess” of some limit.
16 Clues: An association of the state regulatory authorities. • Compensation to indicate that the coverage pays for losses that are “excess” of some limit. • This acronym is used most commonly in reference to the Vermont Department of Financial Regulation. • This is liability account used to amortize premium earnings over the term of the policies in force. • ...
Group Mediclaim facility to the Central Govt. Salary Account Holders 2026-05-13
Across
- Normal and _____ is covered under comprehensive coverage for room rent ceiling
- Optional Top-up coverage from 1 Lakh up to 30 Lakh for the salary account holder at additional premium to be borne by
- The amount of basic health insurance coverage, under the Group Mediclaim Insurance Scheme for Central Govt. Scheme, premium to be borne by the bank
- Benefits not covered under Group Mediclaim Insurance scheme for Central Government Employees
- Role of Bank for enrollment, documentation, and premium collection for Group Mediclaim Insurance scheme for Central Government Employees is of
Down
- The insurance company providing the Group Mediclaim facility to the Central Govt. Salary Account Holders of the Bank
- _____________ hospitalization expenses are covered under Group Mediclaim Insurance scheme for Central Government Employees as per prescribed duration
- Type of Salary Account holders of the Bank eligible for coverage under Group Mediclaim Insurance Scheme
- Coverage under Group Mediclaim Insurance scheme for Central Government Employees policy includes pre-existing diseases from
- The amount of basic health insurance coverage, under the Group Mediclaim Insurance Scheme for Central Govt. Scheme, premium to be borne by the bank
- For extending benefits of Group Mediclaim facility to the Central Govt. Salary Account Holders of the Bank, the account to be labelled as
- Maximum optional top-up insurance coverage available under the Group Mediclaim Insurance Scheme for Central Govt. Scheme (in lakhs)
12 Clues: Normal and _____ is covered under comprehensive coverage for room rent ceiling • Benefits not covered under Group Mediclaim Insurance scheme for Central Government Employees • Type of Salary Account holders of the Bank eligible for coverage under Group Mediclaim Insurance Scheme • ...
Social Security & Markets 2020-12-05
Across
- These enrollees must provide evidence of insurability if they enter the group plan after the open enrollment period.
- The acronym for the amount of monthly payment one receives once Social Security Benefits are activated and calculated by a formula into this amount.
- This type of ownership occurs when the applicant purchases a policy on the insured who is not themselves
- This type of plan is used when business partners purchase life insurance on one another so that in the event of one of their death the other business partner can purchase the shares of the deceased business partner.
- These groups are formed for a purpose other than to purchase insurance.
- The number of credits required to be considered eligible for the maximum amount of social security benefits.
- the minimum number of credits to qualify for disability insurance
- This is also is referred to as the minimum amount necessary to qualify for disability insurance.
- This type of group plan requires that 100% of eligible participants must participate and all premiums are paid by the employer.
- this is the number of credits a working individual receives for every year of work towards their social security
- Each group policy participant receives this as their proof of being part of the plan.
- Current full retirement age.
- The surviving spouse may continue to receive benefits until the youngest child reaches this age.
Down
- An individual who has succesfully received all of the credits necessary to receive the maximum amount of social security benefits.
- This plan is used so that the business can purchase life insurance on the partners and buy back the shares from the deceased partners' estate or family.
- This policy controls the group life insurance plan and must have the producers information and signature.
- almost every group life insurance policy is written as this type of insurance.
- The original name for social security
- The number of years required to work in order to qualify for the maximum benefit amount for social security benefits.
- This type of group plan requires that 75% of eligible participants must participate and some premiums are paid by the employer.
- This type of policy is purchased in order to protect the company from loss of an employee that is integral to the business.
- The minimum age at which someone could begin to receive social security benefits but would permanently reduce the benefits received.
22 Clues: Current full retirement age. • The original name for social security • the minimum number of credits to qualify for disability insurance • These groups are formed for a purpose other than to purchase insurance. • almost every group life insurance policy is written as this type of insurance. • ...
Chapter 9 Vocab Pt. 2 2025-11-13
Across
- The amount you pay out of pocket before your insurance starts covering costs
- Extra liability coverage that goes beyond the limits of your other policies
- formal request you make to your insurance company asking for payment or coverage after a loss or event
- The specific risks, events, or losses your insurance will pay for
- Covers you if you’re hit by a driver who has no insurance
- Pays for damage to your car if it hits another vehicle or object
Down
- Protects a renter’s personal belongings against risks like theft or fire
- Protects your house and belongings against risks like fire, theft, or certain natural disasters, plus liability coverage
- Covers costs if you cause injury or property damage to others in an accident
- A contract where you pay premiums to a company in exchange for financial protection
- Pays for damage to your car from non-collision events like theft, fire, vandalism, or natural disasters
- The amount you pay
- The written contract that explains what your insurance covers
- A fixed amount you pay for certain services
14 Clues: The amount you pay • A fixed amount you pay for certain services • Covers you if you’re hit by a driver who has no insurance • The written contract that explains what your insurance covers • Pays for damage to your car if it hits another vehicle or object • The specific risks, events, or losses your insurance will pay for • ...
Life Insurance Terminology 2025-05-12
Across
- A _______ is the person chosen by the policyholder who will recieve the death benefit.
- Extended time provided to pay premium even after premium due date.
- The ______ is paid to the nominees if the policyholder passes away in an accident.
- The process by which a life insurance company decides to take the risk.
- This is the period for which the life insurance is active or valid.
- The ______ is the person who is covered under the insurance policy.
- What is the owner of the policy also know as ?
Down
- The amount a life insurance company pays when the policy.
- Another term for Death Benefit.
- A contract that provides a periodic income at regular intervals, usually for life.
- A life insurance policy in which the company does not distribute to policyowners any part of its surplus.
- What are optional add on features that enhance the life insurance policy?
- _____ period is the time during which you may decide to return the policy that you have purchased.
- Each policy offers the policyholder/life guarantee a specified level of protection.
14 Clues: Another term for Death Benefit. • What is the owner of the policy also know as ? • The amount a life insurance company pays when the policy. • Extended time provided to pay premium even after premium due date. • This is the period for which the life insurance is active or valid. • The ______ is the person who is covered under the insurance policy. • ...
