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Across
  1. 1. Cash maintained by banks with RBI.
  2. 4. Security required for borrowing.
  3. 6. Insurance company with Dabur India as its promoters.
  4. 7. A speculative bond with higher credit risk.
  5. 8. Age at which pension starts in a pension plan.
  6. 10. Decrease in the value of property
  7. 14. Part of the capital of a company
  8. 15. Ratio of assets to capital.
  9. 16. Agency responsible for creating credit scores.
  10. 18. Brand ambassador for ICICIPRU Insurance
  11. 20. Electronic transfer of money.
Down
  1. 2. Equity investment with tax benefits.
  2. 3. Interest rate stated on a bond when it's issued.
  3. 5. Loans, credit cards fall in this category.
  4. 9. Ups and downs in the market.
  5. 11. Pool of individual investments owned by an investor
  6. 12. Proof of payment
  7. 13. First universal bank in India.
  8. 17. Failure to pay the loan.
  9. 19. Bank cannot lend below this rate