2021 APB's holiday crossword

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Across
  1. 1. We get so used to this that we probably can never go back
  2. 3. We probably meet here more often than anywhere else in 2021
  3. 7. This is changing from a good-to-have into something essential for private banking business
  4. 9. The long-awaited Hong Kong-China investment channel that finally launched this year
  5. 10. This market in Asia seems to finally take off again after decades of stagnant growth
  6. 13. When parallel reality becomes the hottest investment idea
  7. 14. The Greek alphabet we all learnt (and often mispelt) this year thanks to the lingering pandemic
  8. 15. This bank exited multiple retail markets in Asia this year
  9. 16. Something both HK and SG wanted but never had
  10. 17. This alts firm is bringing the New York sunshine here in Asia
  11. 19. This property giant's default is as huge as it title describes
  12. 20. The decision to shift away from WMPs is another right decision after building an ark before the Genesis flood
Down
  1. 2. A prominent Swiss bank CEO who is set to retire end of this year
  2. 4. A topic that must have popped up in every Hong Kong family's dinner table in 2021
  3. 5. Chinese government's goal behind all regulatory clampdowns
  4. 6. Singaporean HK CEO who stepped down 3Q this year at BoS
  5. 8. This CEO moved from J. Safra to Standard Chartered this year
  6. 11. The SEC is demanding institutions to disclose security-based swaps transactions after this debacle
  7. 12. Banks are mulling on this business strategy as travel restrictions become new-normal
  8. 18. When collaboration across segments is key