Michael Young's Insurance Acronyms and Abbreviations Challenge!

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Across
  1. 2. not worth the paper it's written on
  2. 3. auto insurance for businesses
  3. 4. the detectives
  4. 5. we'd like our doctor to examine you
  5. 7. driver had nothing
  6. 10. passed all eight national examinations
  7. 12. my law firm spelled out (of all things that should be an acronym?!!)
  8. 16. hedge your bets
  9. 17. more time to report claims
  10. 19. MMMbop without the MMM
  11. 21. "you can't quit, you're fired" insurance
  12. 22. lawsuit to figure out coverage
  13. 23. soggy insulation board
  14. 24. for the house
Down
  1. 1. board members need this
  2. 2. where you find these things
  3. 4. i'm not doing anything until the insured pays this
  4. 6. my initials
  5. 8. injured worker insurance
  6. 9. do you swear to tell the truth, the whole truth, and nothing but the truth?
  7. 10. backbone of most commercial insurance programs
  8. 11. driver did have not enough
  9. 13. the wizards who draft our standard forms
  10. 14. so my named insured wants you covered too?
  11. 15. coverage for employee BI claim that escapes comp
  12. 18. coverage b
  13. 19. ouch
  14. 20. broken stuff
  15. 23. mistake insurance