Credit Risk Christmas Cross-Word

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Across
  1. 1. staff loan that does not require Credit Department adjudication
  2. 5. financing the sale proceeds of an asset
  3. 7. the amount of shortfall allowed on a mortgage
  4. 8. a payment that includes principal and interest
  5. 11. the review of a loan request
  6. 12. the best Credit Union to work for
  7. 16. facilitates ag/com requests
  8. 18. someone required when primary borrower doesn't meet capacity guidelines
  9. 19. an agreement with a marital breakdown
  10. 21. an amount of money representing potential write-off
  11. 22. a search of borrower and/or security
  12. 24. line of credit secured by equity in property
  13. 26. secures all of a members assets
  14. 29. department you can ask all your lending questions to
Down
  1. 1. where to track interest rate guarantees
  2. 2. these are filled with lots of Christmas goodies
  3. 3. final step in the collection of mortgage security
  4. 4. someone to support a deficient loan application
  5. 6. failing in or neglectful of a duty or obligation
  6. 9. how often overdrafts should be dealt with on DNA
  7. 10. the ability to monitor security position throughout the year
  8. 13. a member's financial obligations
  9. 14. what policy can a mortgaged property that no longer carries insurance be added to
  10. 15. number of months allowed between title search and disbursement
  11. 17. insolvency is handled by this 3rd party
  12. 20. priority over other registrations
  13. 23. quarterly process that identifies Provision for Loss
  14. 25. a change from standard procedures
  15. 27. tool used to calculate risk for ag/com members
  16. 28. anything that has an established value