SBE VOCAB CROSSWORD

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Across
  1. 4. An amount of money advanced to a business with the intention that the business will grow to the point to where it can pay back the loan, usually with interest.
  2. 6. ______ Wage: A minimum hourly amount that must be paid to an employee as a form of compensation.
  3. 7. Supply _____: The line of communication and resources a company has with their manufacturers or other business partners.
  4. 8. A business term which often refers to items provided to employees in addition to standard compensation. These items can include but are not limited to medical insurance, pensions, or even stock portfolios.
  5. 11. _____ Profit: The amount of net sales minus the total cost of goods sold.
  6. 13. A person or entity willing to spend money on a business with the hopes of getting a good return on that money spent.
  7. 15. A form of intellectual property protection which protects an individual's invention for a set period and gives them the sole right to make and sell the invention.
  8. 17. ________ Liability Corporation: A type of business which is similar to a sole proprietorship but is not taxed at a rate as high as a sole proprietorship.
  9. 20. An amount of money owed to an entity. This can include mortgage payments, utility payments, and lines of credit.
  10. 25. A type of meeting between a professional and a potential customer where a service is discussed.
  11. 26. An investor who is willing to wait for payback until a business starts showing a profit. This investor will often accept a lower return on investment than will a regular investor.
  12. 29. _______ Amount: The amount of extra money needed to start a business after the true amount of money needed has been calculated.
  13. 30. An individual who aspires to start and run a successful business.
  14. 31. The means of connection between people, such as businesses and customers, whereby information is exchanged.
  15. 35. The level of want for a product or service.
  16. 36. An offering, usually in the form of a discount or maybe a free item or service, that businesses use to encourage new and existing customers to return.
  17. 38. A numeric score, which can range from 300 to 850, that defines the overall credit health of an individual.
  18. 43. Surcharges on purchased goods and/or income that become liabilities to local, state, or federal agencies.
  19. 46. Statistical data which refers to particular groups within a population.
  20. 47. A tangible item a business owns. This can include office furniture and fixtures, vehicles, and inventory.
  21. 49. ______ Statements: A series of documents which detail the overall financial health of a business. These include earnings statements, income statements, cash flow statements, and balance sheets.
  22. 51. Sales ______ : A conversation between a professional and a potential customer between their initial contact and the final sale.
  23. 52. ______ Media: Websites that allow users to create and share content with other users, including advertisements.
  24. 54. A way to share and market business information through a local chamber of commerce, a trade show, social media, or through face-to-face meetings.
  25. 56. The amount of sales and other income in a business for a given time period.
  26. 58. Sales _______: A loss on sales due to product returns, canceled services, or other given credits.
  27. 59. ________ of Credit: An amount of credit given to a business so that it can make purchases and pay for them at a later date.
  28. 61. _____ Ratio: The amount of expenses for a time period divided by the amount of revenue for the same time period.
  29. 62. Fees: Fees paid for the use of a brand name or image.
  30. 66. ____ Costs: Costs incurred by a business for property or equipment.
  31. 67. Sales _____: A phone call made by a business representative to potential customers in order to sell a service or goods.
  32. 68. _______ Structure: A business term which refers to how a company is organized in order to accomplish its objectives. It also dictates who controls and runs the company.
  33. 71. A term used in a business environment which refers to goods and services that are provided by individuals or organizations not associated with the host corporation.
  34. 72. In business terms, a certificate which allows for a building of a business or for an expansion of a building.
  35. 74. ______ Methods: Methods used to target potential customers. This can include behavioral, demographic, geographic, and psychographic methods.
  36. 76. ______ Capital: The total amount of money needed to start a business.
  37. 78. Sales ______: A persuasive speech prepared by a professional used to entice potential customers to purchase a service or goods.
Down
  1. 1. A business which takes its name and characteristics from an existing business chain. Franchise owners pay for brand recognition and have some, but not complete autonomy in how the business is run.
  2. 2. ______ Costs: Costs incurred by a business that tend to fluctuate each time they are incurred.
  3. 3. The act of one entity buying out another for the purpose of merging two businesses into one.
  4. 5. The amount of money a business plans on spending during a given time period.
  5. 7. A government-backed currency used for payments.
  6. 9. _______ of Cash Flows: A financial document which analyzes incoming and outgoing cash for a time period.
  7. 10. The place in which a business is set up and started; one of the determining factors in whether a new business is a good idea.
  8. 12. _______ Buyout: A transfer of business ownership from one entity to an individual or group of people who are currently running the operations of a business.
  9. 13. Goods a business holds with the purpose of selling those goods.
  10. 14. The encouragement from a satisfied customer to potential customers to use a particular business' services or goods.
  11. 16. _______ of Commerce: A local agency with information on participating local businesses.
  12. 18. ______ Statement: A financial statement which details a business' revenue and expenses for a given time period.
  13. 19. _______ Achievement: The desire to succeed and achieve over the desire for money.
  14. 21. _____ Sheet: A document which compares assets to liabilities plus owner's equity.
  15. 22. The likelihood of an event occurring.
  16. 23. A document which addresses the concept, customers, and capital for a business.
  17. 24. ______ of Goods Sold: An expense category which tracks expenses directly related to inventory a business sells.
  18. 27. Costs: The cost of services and resources agreed upon between two business entities, often a service industry and a manufacturer.
  19. 28. _______ Recognition: The level of familiarity one has with a brand of item, service, or business.
  20. 29. A monetary amount given to employees in return for their work in a business.
  21. 32. _____ Sales: The amount of revenue for a given time period, which consists of gross sales minus sales returns.
  22. 33. A written note instructing the dispersal of funds.
  23. 34. The amount of money charged for goods or for a service.
  24. 37. ______ Costs: The expenses incurred for running day-to-day tasks in a business.
  25. 39. The Employee Stock Ownership Plan (ESOP) involves employees purchasing ownership of a retirement plan from a business owner.
  26. 40. ______ Agreement: A signed agreement that states an entity will not disclose information agreed upon by all parties in an arrangement. These are drawn up to protect against disclosures that would cause a business harm.
  27. 41. A type of intellectual property protection which is used to protect a symbol, word, or group of words used to represent a company or product.
  28. 42. Previously known as the Service Corps of Retired Executives, but now known as Counselors to America's Small Business, an agency which provides mentoring and counseling to current and potential business owners.
  29. 44. Lead: A prospective customer of a service or goods, often gained through advertising and other marketing efforts.
  30. 45. ______ Point: The point in which a business' revenue matches with expenses over a given time period.
  31. 48. A form of communication between businesses and customers which relays a message promoting services and/or goods.
  32. 50. An individual or business that purchases goods and services from another business. Without customers, a business has no chance to survive.
  33. 53. Tangible goods a business puts up for risk in exchange for a loan.
  34. 55. ______ of Duties: A business practice which refers to the roles individuals have inside of a company. Under this business practice, not every employee is expected to perform every responsibility in the company. Each individual is in charge of a specific job.
  35. 57. A form of protection individuals can implement to protect their intellectual property. Copyright is designated for print, music, film, and various other forms of creative licenses.
  36. 60. ________ Property: A creative work or invention that an individual has given rights to. The individual can choose to further protect their intellectual property using a copyright, trademark, or patent.
  37. 63. A chance for something to happen with a positive outcome. For example, a chance for a big sale is a revenue opportunity.
  38. 64. A business deal, or the instance of purchasing a service or goods.
  39. 65. The amount of financial gain for a business. This is calculated through subtracting all expenses (including taxes) from net sales.
  40. 69. ______ Statement: A document which details a business' profit or loss for a given time period.
  41. 70. _____ Show: An industry-specific gathering of entrepreneurs that presents marketing and networking opportunities.
  42. 73. ____ Card: A card used for the electronic deduction of funds.
  43. 75. An Initial Public Offering (IPO) involves the division of ownership of a privately held company into shares purchased by the public.
  44. 77. The possibility of something negative happening. In the context of a small business, the possibility of loss of time and money.