Personal Finance Crossword Puzzle

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Across
  1. 6. Moving money from one account to another. Can be done online through a secure banking website
  2. 9. A plastic card that enables you to do ATM transactions and to make purchases instead of using cash or writing a check.
  3. 10. An automatic electronic deposit of net pay to an employee's designated bank account
  4. 12. The U.S. administration insuring deposits in U.S.credit unions against credit union failure
  5. 15. Money set aside for unanticipated expenses or loss of income
  6. 17. A measurement of your assets (money you've saved or things of value you own) minus your liabilities (money you owe others); also called net worth
  7. 18. To sign the back of a check made out to you so it can be cashed or deposited.
  8. 21. Interest earned on both the principal amount and any interest already earned
  9. 22. a penalty payment for having a negative balance in an account
  10. 23. A popular trick to find out how long it will take your money to double depending on what interest rate you are receiving
  11. 24. A written order to the bank that tells it to take a stated amount of money from your account and pay it to another.
  12. 25. A method of saving whereby you put a fixed amount of income into a savings account before you pay monthly bills or make purchases
Down
  1. 1. Ability of an investment to be cashed
  2. 2. A term used to indicate that the depositor's account is inadequate to cover the check
  3. 3. Original amount of money saved or invested, separate from interest or earnings
  4. 4. protection pays a check even though there are not enough funds in the account; there is a fee for this service and the money must be repaid
  5. 5. when an account does not have enough money to cover a check that has been issued against it
  6. 7. To "balance" your checking account with your monthly statement from the bank.
  7. 8. A check that has been written but not yet deducted from the person's bank account.
  8. 11. To write a check or make a withdrawal when there isn't enough money in the account to pay for it.
  9. 13. Small amount given in return for letting the bank use your money
  10. 14. A savings certificate with a fixed interest rate and maturity date, holding the saver's money until the CD fully matures
  11. 16. The U.S. corporation insuring deposits in US banks against bank failure
  12. 19. Interest paid on the principal alone
  13. 20. The rate at which the price of goods increases and consumer purchasing power decreases over time