25 vocab words

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Across
  1. 2. Contract compensating for risks like accident or illness.
  2. 5. fund Savings for unexpected financial situations.
  3. 6. score Number representing creditworthiness based on financial history.
  4. 7. Cost paid for borrowing money.
  5. 8. Union Nonprofit financial institution offering lower rates and fees.
  6. 9. Original amount borrowed or invested, excluding interest.
  7. 13. Ability to borrow and repay debts on time.
  8. 14. Annual cost of a loan, including interest and fees.
  9. 15. Financial plan managing income and expenses over time.
  10. 17. Legal status when unable to repay debts, requiring court supervision.
  11. 18. Valuable items like cash, property, or stocks.
  12. 20. Permission to borrow money or assets, repayable with interest.
  13. 21. card Payment card that deducts money directly from a bank account.
  14. 22. yourself first Prioritize saving or investing before spending.
  15. 24. shopping Comparing prices, rates, and fees before buying.
Down
  1. 1. vs. Want Needs are essentials for living; wants are non-essential desires.
  2. 2. Money earned from work, investments, or business.
  3. 3. of Deposit (CD) Fixed-rate financial product, penalized for early withdrawal.
  4. 4. value of money Present money is more valuable than future money due to potential earnings.
  5. 10. Borrowed money to be repaid with interest.
  6. 11. Money borrowed that must be repaid, including interest.
  7. 12. Failure to meet financial obligations as agreed.
  8. 16. Spreading resources to reduce risk.
  9. 19. report Detailed record of an individual’s credit history.
  10. 23. Broker Licensed individual or company that buys/sells securities for investors, charging a fee or commission.