Banking Unit

2. A form used to record the details of money being deposited into a bank account.
4. A deposit you’ve made that has not yet been processed or posted to your account.
6. A secure app or device feature that stores payment information for electronic transactions.
7. A U.S. government agency that insures deposits in banks up to a certain limit.
10. Money paid to you by a bank for keeping your money there, or money you pay when borrowing.
11. A card that withdraws funds directly from your bank account when you make a purchase.
12. Borrowed money that must be repaid, often with interest.
15. Interest calculated on both the initial amount of money (principal) and the interest already earned.
17. A machine that allows customers to withdraw cash, deposit funds, or check account balances without visiting a bank teller.
19. A card that allows you to borrow money from a bank to make purchases, with repayment expected later.
20. The amount of money currently available in an account.
21. A personal record where you track deposits, withdrawals, and the current balance of your account.
22. A booklet of paper checks with a record-keeping section for transactions.
23. Money put into a bank account.

1. A fee a bank charges to keep your account open, sometimes waived if requirements are met.
2. An electronic payment from an employer or other source directly into your bank account.
3. A bank notification that your account balance has dropped below a set amount.
5. A monthly record provided by a bank that shows all transactions in an account during a specific period.
8. Money taken out of your account.
9. A savings product that locks your money for a set period at a fixed interest rate.
13. A check you’ve written that has not yet been cashed or cleared by the bank.
14. A bank service that lets you pay bills electronically through your account.
16. Depositing a check into your account by taking a picture of it with a smartphone banking app.
18. To sign the back of a check, allowing the bank to process it for deposit or cash.
22. A written order telling a bank to pay a specific amount from your account to another person or business.