DISASSEMBLE - DISABILITY & INCOME LOSS

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Across
  1. 5. A condition affecting health
  2. 6. A benefit that allows to take up life cover up to the same amount of disability cover
  3. 10. A set time before the claim payout can be made to a client
  4. 11. A classification of disability
  5. 12. A benefit option to lives who apply who are declined as a result of a medical condition
  6. 15. Assessment criteria used to assess claims
  7. 19. The ability of the insured person to perform his or her specific occupation
Down
  1. 1. Pays client’s Discovery premiums or the contributions they were paying before disability
  2. 2. Cover that pays a regular income if you are unable to work due to illness, injury, or disability
  3. 3. A payout of a fixed amount
  4. 4. Expiry age
  5. 7. A claim not related to the another claim
  6. 8. A benefit option
  7. 9. Additional financial protection for a client’s spouse and children.
  8. 13. The practice of capping a person's multiple income protection or disability policies
  9. 14. This benefit waives client’s qualifying Discovery Life Plan premiums
  10. 16. A benefit option with upgrades
  11. 17. A product enhancing medical technology
  12. 18. Protects client's annual bonuses if they experience a qualifying permanent disability
  13. 20. When the benefit converts to SIB