Reserve Bank of India

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Across
  1. 3. RBI fund where unclaimed deposits after 10 years are transferred.
  2. 8. Voice-based phishing attack targeting banking customers.
  3. 10. India’s most widely used credit bureau.
  4. 11. Prefix used for Small Accounts in CKYC.
  5. 13. Provision of NI Act dealing with cheque dishonor for insufficient funds.
  6. 14. Digital onboarding method equivalent to face-to-face verification.
  7. 15. Court order directing a bank to attach a debtor’s funds.
  8. 16. Report filed with FIU-IND for suspicious transactions.
  9. 17. Updating KYC after long inactivity.
  10. 19. Code identifying bank branches for NEFT/RTGS.
  11. 20. Identifier for CKYC records (repeat clue).
  12. 21. Mandatory linking of two IDs for banking and tax compliance.
  13. 22. Report for cash transactions exceeding ₹10 lakh.
  14. 25. Requirement for repeated KYC reminder notifications.
  15. 28. Status of an account inactive for more than 24 months.
Down
  1. 1. System of classifying accounts as inactive/dormant.
  2. 2. Customer Due Diligence process required under PMLA.
  3. 3. 2025 amendment protecting PwDs from arbitrary KYC rejection.
  4. 4. Average of daily closing balances in a month.
  5. 5. RBI-approved live video method for customer identification.
  6. 6. Digital check ensuring the person in V-CIP is real.
  7. 7. US tax law requiring reporting of overseas persons with US tax residency.
  8. 9. The 14-digit identifier issued upon CKYC registration.
  9. 11. Fraud where attacker takes control of a mobile number.
  10. 12. Secret number required for ATM/POS transactions.
  11. 18. Acronym for the body managing CKYC and security interest registry.
  12. 23. Acceptable documents such as Passport or Voter ID used for KYC.
  13. 24. Fraud involving fake job offers, lotteries, and money-mule recruitment.
  14. 26. Monthly fixed repayment toward a loan.
  15. 27. Employment scheme whose job card qualifies as an OVD.