Types of insurance Thy N.

2. Covers damage to your property due to flooding.
4. Covers damage to your property caused by an earthquake
8. Covers the cost of medical expenses due to illness, injuries, and health conditions.
11. Covers a home’s structure and the personal belongings inside in the event of loss or theft; helps pay for repairs and replacement.
13. Pays some or all of a worker’s salary if they become disabled and are unable to work at their job; either short-term or long-term.
14. Protects a company’s financial assets, intellectual property, physical property from a covered loss due to risks such as lawsuits, property damage, theft, vandalism, loss of income, or employee injuries or illnesses.

1. Covers the cost of replacing personal belongings that are stolen, damaged, or ruined in a home that is being rented.
3. Pays an agreed upon sum of money to a beneficiary when the insured person dies (or pays this amount after a set period of time).
5. Protects a person against financial loss in the event of an auto accident, damage to a vehicle, or theft.
6. Provides farmers with financial protection against production losses caused by natural perils such as drought, excessive moisture, hail, frost, wind, and wildlife. Also called crop insurance.
7. Covers theft, loss, and accidental damage of your cell phone.
9. Covers the cost of dental expenses related to the teeth and gums.
10. Protects an individual or business if they experience claims resulting from injuries and damage to people and/or property.
12. Covers expenses related to vision care such as exams, glasses, and eye injury