Needs and Wants

6. Any organisation that produces and sells goods and services in order to make a profit.
7. When the offeree agrees to the proposal.
8. A contractual agreement where a borrower receives something of value now and agrees to pay later.
9. A massive retail store combining a supermarket and a department store under one roof.
11. The swapping or exchanging of one good for another.
12. Plastic payment rectangles that allow cardholders to borrow funds at the point of sale.
14. A charge account operated by a trader.
16. A self-service shop offering a wide variety of food, beverages, and household products.
18. Physical, touchable merchandise that can be bought and sold, distinct from digital items or services.
19. Money set aside for future use instead of being spent immediately.
20. Manufactured items like appliances or cars that do not wear out quickly and yield utility over time.

1. A corporate strategy of designing products to break or become outdated quickly, forcing replacements.
2. A long-term legal agreement used to buy property, where the bank can seize the home if payments stop.
3. Large retail establishment with separate sections for clothing, home goods, and cosmetics.
4. An amount of money spent on something, representing an outflow of personal funds.
5. A product fit for purpose, acceptable in appearance and finish, free from defects, safe and durable.
10. A list of income and likely expenditures.
13. A term meaning 'let the buyer beware'.
15. A retail shop that deliberately sells products at prices lower than the typical market rate.
17. An official appointed to investigate individuals' complaints against businesses, banks, or public authorities.