21st Century Literacies

1. derives this conventional concept of literacy into sub-categories
4. the ability to correspond visual shapes to spoken sounds inorder to decode written materials and translate them into oral language.
5. Latin word means “(a person) marked with letters’ – that is, “distinguished or identified by letters”
7. defined Literacy as the ability to identify, understand, interpret, create, communicate and compute, using printed and written materials associated withvarying contexts.
8. explains that financial literacy is made up of two elements: understanding and use.
9. seekers use money to bring pleasure to themselves and to others. They are more likely to spend than to save. They often live beyond their means and spend more than they earn.
13. defines financial literacy as “the ability to use knowledge and skills to manage one’s financial resources effectively for lifetime financial security.”
14. is the process of interaction and integration between people, business entities, governments, and cultures from other nations, driven by international trade and investment and supported by information technology

1. brings attention to diversity, equity and social justice to foster cultural awareness by addressing difficult issues like discrimination and oppression towards other ethnicities
2. some people use money to express their social status. They like to purchase and “show off” their branded items.
3. modes of life, the fundamental rights of human being, value systems, traditions and beliefs.
6. is the ability to understand and evaluate meaning through reading andwriting, listening and speaking, viewing and representing.
10. you will need savings/investments to take the place of income you will no longer receive when you retire.
11. people seek financial security by living below their means and saving money. They rarely buy luxurious items; they save money instead.
12. the ability to read (decode and comprehend)