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2. A system where all residents have guaranteed healthcare access
3. ACA rule requiring large employers to offer health insurance or face penalties
5. Percentage of average healthcare costs a plan covers (e.g., Bronze 60%, Silver 70%)
11. Insurance plan that offers more flexibility, no referrals needed, lower cost in-network
13. Prescription drug coverage under Medicare
14. Federal health insurance for people 65+ and some with disabilities
15. A tax-advantaged account for medical expenses; requires a high-deductible health plan
16. Caps on coverage amounts; banned under the ACA for essential benefits

1. A health condition you had before insurance coverage began
4. 2017 Senate proposal to repeal parts of ACA (“skinny repeal”); did not pass
6. The most you will pay in a year for covered services; after this, insurance pays 100%
7. Insurance pricing based on the general population, not individual health status
8. Insurance pricing based on a group’s past healthcare costs
9. Medicare Advantage; private plans that provide Parts A + B and often extra benefits
10. The monthly amount paid to keep health insurance coverage
12. Amount you pay first before insurance starts covering services
15. Insurance plan that requires referrals and in-network providers; usually cheaper