A Christmas Carol

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Across
  1. 3. Lack of warmth
  2. 5. Scrooge's dead business partner
  3. 7. Having existed or taken place before the present
  4. 10. An occupation involving commerce
  5. 11. Bob Cratchit's wife
  6. 14. The main character in Christmas Carol
  7. 15. When a ghost frequently appears in one place
  8. 16. Author of A Christmas Carol
  9. 17. A supreme being
  10. 19. Scrooge's reference to Christmas
  11. 20. Device used to measure time
  12. 21. To Rest
Down
  1. 1. Scrooge's Nephew
  2. 2. A large waterbird
  3. 4. Chapters in a text
  4. 6. Capital of Great Britain
  5. 7. Existing or occurring now
  6. 8. Tim Bob Cratchit's youngest son
  7. 9. Dead Spirit
  8. 10. Scrooge's clerk
  9. 11. Bob Cratchit's oldest daughter
  10. 12. Holiday celebrated on December 25th
  11. 13. A song associated with Christmas
  12. 16. The opposite of light
  13. 18. Something that will exist or come to be