Adam

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Across
  1. 3. Words (Non-Math Related)
  2. 4. Score – A number (usually 300–850) that shows how trustworthy you are at paying back borrowed money. Higher scores mean lenders trust you more.
  3. 6. Card – A card that lets you borrow money from a bank to make purchases, which you must pay back later, usually with interest if not paid on time.
  4. 11. Percentage Rate (APR) – The yearly cost of borrowing money, including interest and fees, expressed as a percentage.
  5. 12. Pay – The total amount of money you earn before taxes and deductions are taken out.
  6. 14. – Putting money into something (like stocks, bonds, or a business) expecting it to grow in value over time.
  7. 16. – One of the three major credit bureaus that track your credit history and calculate your credit score.
  8. 18. Pay – The amount of money you actually take home after taxes and deductions.
  9. 19. – A plan for how you will spend and save your money.
  10. 20. Fee – A yearly fee some credit cards charge for the privilege of using the card.
Down
  1. 1. – An exciting or unusual experience or journey.
  2. 2. – A company that issues credit cards and loans. (It’s similar to Visa or Mastercard.)
  3. 4. Limit – The maximum amount you are allowed to borrow on a credit card.
  4. 5. Theft – When someone steals your personal information (like Social Security number) to commit fraud or steal money.
  5. 7. – The extra money you pay when you borrow money, usually a percentage of the amount borrowed.
  6. 8. Payment – The smallest amount you are required to pay on a credit card or loan each month.
  7. 9. Period – The time after a bill is due when you can still pay without getting charged a late fee or interest.
  8. 10. Fee – A charge you pay if you miss a payment deadline on a loan, credit card, or bill.
  9. 13. Loan – Money borrowed to pay for college or other education, which you must pay back over time, often with interest.
  10. 15. Card – A card that takes money directly from your checking account when you make a purchase. No borrowing is involved.
  11. 17. – A food made with dough, sauce, cheese, and toppings.