ALONA’S crossword puzzle

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Across
  1. 2. annual percentage rate of charge
  2. 4. a sum of money is worth more now than the same sum will be at a future date due to its earnings potential in the interim
  3. 7. a certificate issued by a bank to a person depositing money for a specified length of time.
  4. 10. a useful or valuable thing, person, or quality.
  5. 16. the state of owing money.
  6. 19. a numerical rating representing the perceived ability of a person or organization to fulfill their financial commitments, based on an analysis of their credit history and current financial circumstances.
  7. 20. the extent to which a person or company is considered suitable to receive financial credit, often based on their reliability in paying money back in the past.
  8. 21. first in order of importance
  9. 22. a broker who buys and sells securities on a stock exchange on behalf of clients.
  10. 23. set aside money for savings before paying bills and making other purchases
  11. 24. a thing that is borrowed, especially a sum of money that is expected to be paid back with interest.
  12. 25. the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
Down
  1. 1. the action of diversifying something or the fact of becoming more diverse.
  2. 3. a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
  3. 5. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments
  4. 6. failure to fulfill an obligation, especially to repay a loan or appear in a court of law.
  5. 8. a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
  6. 9. the state of being bankrupt.
  7. 11. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
  8. 12. the practice of comparing the price of products or services from different vendors before buying.
  9. 13. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
  10. 14. a cash reserve that's specifically set aside for unplanned expenses or financial emergencies
  11. 15. an estimate of income and expenditure for a set period of time.
  12. 17. money received, especially on a regular basis, for work or through investments.
  13. 18. A need is something that is necessary to live and function.