Alona's crossword puzzle

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Across
  1. 3. a numerical rating representing the perceived ability of a person or organization to fulfill their financial commitments, based on an analysis of their credit history and current financial circumstances.
  2. 5. the state of owing money.
  3. 6. the practice of comparing the price of products or services from different vendors before buying.
  4. 12. a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
  5. 13. is the action of making something diverse or becoming more diverse.
  6. 14. a thing that is borrowed,for example money,it's something that you are expected to give back.
  7. 15. annual percentage rate of charge
  8. 16. setting aside money for savings before paying bills and making other purchases
  9. 18. failure to fulfill an obligation, especially to repay a loan or appear in a court of law.
  10. 20. a useful or valuable thing, person, or quality.
  11. 21. is the state of being bankrupt/broke.
  12. 23. a card issued by a bank allowing the holder to transfer money to another bank account when making a purchase.
  13. 25. the extent to which a person or company is considered suitable to receive financial credit, often based on their reliability in paying money back in the past.
Down
  1. 1. first in order of importance
  2. 2. the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future.
  3. 4. a cash stash that's specifically set aside for unplanned expenses or financial emergencies
  4. 7. a sum of money is worth more now than the same sum will be at a future date due to its earnings potential in the interim
  5. 8. A credit report is a record of the borrower's credit history from a number of sources, including banks and credit card companies
  6. 9. money paid regularly at a particular rate for the use of money lent, or for delaying the repayment of a debt.
  7. 10. a certificate issued by a bank to a person depositing money for a specified length of time.
  8. 11. money received especially on a regular basis, for work or through investments.
  9. 17. a broker who buys and sells securities on a stock exchange on behalf of clients.
  10. 19. an estimate of income and expenditure for a set period of time.
  11. 22. a nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.
  12. 24. A need is something that is necessary to live and function.A want is something that you desire to have but not necessary to have.