Angela crossword puzzle challenge

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Across
  1. 3. What do you pay out-of-pocket on an automobile or property insurance claim?
  2. 4. united states national color are reds, white, and___
  3. 5. One of the reasons why people need the insurance?
Down
  1. 1. What type of agent that sells insurance products from various companies in the insurance industry.
  2. 2. these light up the night sky on the 4th of july