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4. an international organization that offers advice on monetary and fiscal policies
6. a stage of development where the economy is mostly stagnant
7. an international corporation that makes loans and provides financial assistance to developing nations
10. a stage of development where capital investment and technology are emphasized
11. a stage of development where the economy is changing its economic and cultural values
15. the fundamental problem of limited resources and unlimited wants
16. the process of moving toward a more integrated and interdependent world economy
18. hiring outside firms to perform non-core operations to lower operating costs
20. when capital leaves a country and invests in another country
22. non-industrial nations with extremely low GNP
23. a stage of development where barriers to development are removed and growth becomes rapid

1. a type of resources that can be replenished for future use
2. massive corporations that operate without regard to international borders
3. a state in which a society produces barely enough to support itself
5. a type of loan that is small and unsecured, usually for women in poorer countries
8. an agreement designed to lower tariffs and reduce import quotas
9. borrowed money that a country owes to foreign countries and banks
12. a group of ten Southeast Asian nations working to promote regional cooperation
13. these allow for a public utility to release a certain amount of pollution into the air.
14. the contamination of air, water, or soil by the discharge of a poisonous or noxious substance
17. resources that cannot be replenished for future use
19. an organization formed to oversee a common policy for the sale of petroleum
20. a group of countries that have agreed to reduce or remove trade barriers among themselves
21. a stage of development where convenience is more important than basic needs