Automobile vocabulary

1. insurance – Covers damage to your car from hitting another object or vehicle.
3. damage liability – Pays for damage you cause to someone else’s property (like their car).
5. insurance – Each driver’s insurance pays for their own damages, no matter who caused the accident.
6. – An extra charge added to your insurance (often for accidents or violations).
7. – A request made to an insurance company for payment after an accident or loss.
8. insurance – Covers you when driving a rental car.
10. injury protection (PIP) – Pays for your medical bills and sometimes lost wages, regardless of fault.
11. – To lose value over time.
13. – The amount you pay (monthly or yearly) for your insurance coverage.
14. / underinsured motorist – Covers you if you’re hit by a driver with no or not enough insurance.
15. road service insurance – Covers services like towing, flat tires, or jump starts.
17. insurance – Covers damage or injury you cause to others.
18. – The amount you pay out of pocket before insurance covers the rest.

1. insurance – Covers non-collision damage (like theft, fire, vandalism, weather).
2. injury liability – Pays for injuries you cause to another person in an accident.
4. – A professional who calculates insurance risks and premiums.
5. – Failing to take proper care, resulting in damage or injury.
9. insurance – A contract that protects you financially in case of car accidents or damage.
12. – To increase in value over time.
16. – Legally responsible for something.