b

3. Health maintenance organization
4. Health savings account
6. Personal Identification Number needed to use an ATM card
9. The process of setting money aside to increase wealth over time for long-term financial goals such as retirement
12. Automatic Teller Machine
14. A written, dated, and signed order to the bank that tells it to pay a definite sum of money to a payee
15. The person to whom the check is made payable
16. The rate at which the price of goods increases and consumer purchasing power decreases over time
18. A set amount you are paid for every hour that you work; also called hourly pay
19. An estimate of what premium you would pay for a certain insurance coverage plan
20. A sum of money deducted FROM your account

1. The annual interest payment on a bond, usually expressed as a percentage of its face value
2. Flexible Spending Account.
5. An illegal trick, usually with the purpose of getting money or information from a person; a type of fraud
7. Degree of uncertainty on how likely the investor is to make money on an investment
8. The amount of money you have in your bank account
10. A fixed amount that you are paid over a period of time, regardless of how many hours you work
11. The amount you earn as a benefit of depositing money in an interest bearing account
13. Money you put into your account
17. A sum of money deposited INTO an account