Bank, Library, and DMV

5. Moving money electronically from one bank account to another.
7. Someone who takes care of and protects another person, especially if they are underage or unable to do so themselves.
9. A place where you can borrow books, movies, and other materials for free or for a small fee.
11. To put money into your bank account.
12. The act of making something last longer or extending its duration beyond the original period.
14. Something that takes the place of something else that is lost, damaged, or no longer usable.
15. Money that you have to pay as a penalty for breaking rules or being late.
16. Permission or agreement given by someone for something to happen or be done.

1. To take money out of your bank account.
2. The act of extending the validity or duration of something, such as a subscription, membership, or license.
3. A document issued by the government that allows someone to legally drive a vehicle.
4. Things/documents you need to have or do in order to meet a certain standard and be able to open a bank account.
6. Writing that is based on real events, facts, or information, such as biographies, history books, or newspapers.
8. The amount of money you have in your bank account after considering deposits and withdrawals.
10. Writing that is made up and not based on real events, such as novels, short stories, or fairy tales.
13. Something that is not returned or done by the expected or required time.