Banking

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Across
  1. 2. A bank product that earns interest on a lump-sum deposit that's untouched for a predetermined period of time
  2. 5. Original amount of money saved or invested
  3. 8. _____ _________ Alert: A notification that lets you know if the balance in your checking account goes below a set amount
  4. 9. Money you put into your account
  5. 10. Allows a person to manage a bank account holder's funds through actions such as withdrawing or depositing money, viewing account balances, etc.
  6. 11. A monthly fee that some banks charge to provide access to checking or savings accounts
  7. 12. A card that allows the holder to make purchases without cash by borrowing money
  8. 15. A monthly document prepared by your financial institution which shows all of the transactions related to your account
  9. 17. A certain amount of money that must be kept in an account as required by that particular financial institution
  10. 18. A fee charged to your account when it lacks the funds to cover a withdrawal, but the bank allows the transaction to go through anyway
Down
  1. 1. A card that is directly connected to your checking account; it enables you to conduct ATM transactions and to make purchases instead of using cash or writing a check
  2. 2. Reinvesting earned interest back into the principal, so that interest is calculated on both the initial amount and the accumulated interest
  3. 3. The amount of money you have in your bank account
  4. 4. _______ ________ Savings Account: A type of savings account that may allow debit card and check writing privileges
  5. 6. Protection provided by the Federal Deposit Insurance Corporation; protects the deposits of customers against loss up to $250,000 per account
  6. 7. Money set aside for unanticipated expenses or loss of income
  7. 13. A fee paid to you for keeping your money in an account OR a fee charged to you for a loan or credit card
  8. 14. To sign the back of a check made out to you so it can be cashed or deposited
  9. 16. A written, dated, and signed order to the bank that tells it to pay a definite sum of money to a payee