Banking and Banking Services

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Across
  1. 4. fee that takes your account below zero
  2. 5. CD's earn ___ interest than savings
  3. 8. who are the notaries authorized by
  4. 9. reason to refinance a loan
  5. 10. bank to bank transfers
  6. 12. mortgages are secured by __
  7. 13. routing number indicated the ___ holding the account
  8. 14. the FDIC insures this and not investments
  9. 16. where to physically cash checks and withdraw money that isn't a bank
  10. 17. depositing is putting money __
  11. 19. ability to borrow repeatedly up to credit limit
  12. 20. if it comes in the mail, it goes in the ___
  13. 22. where does 'debit' take money from
Down
  1. 1. also called a credit function of a bank
  2. 2. "deposit product" with basically no interest
  3. 3. "deposit product" offered by bank that might earn interest
  4. 6. low risk function of a bank
  5. 7. card that is used to spend money previously deposited on the card
  6. 11. card that charges money to company and then owner pays later
  7. 15. __ loans are backed by collateral
  8. 18. equity is current market value __ the amount you owe
  9. 21. revolving line of credit for homeowners