Banking Bowl!

4. home equity line of credit
5. identification of a user based on a physical characteristic such as a fingerprint or face ID
10. electronic transfer of funds to another financial institution
11. a deposit into an individual's IRA or employee's 401k
14. bank secrecy act
18. automatic deposit of a paycheck
20. costs that do not change from month to month (ex car payment or mortgage)
22. automated clearing house
23. a time period during which no finance charges will be added to your account. Time past a deadline when a penalty is waived
24. a signature or stamp on the back of a check allowing the check to be cashed or deposited

1. continuous rise in the price of goods and services
2. software designed to infiltrate or damage a computer system without the users consent
3. something pledged as a security for repayment of a loan, to be forfeited in the event of a default
6. a loan offered to students for education related expenses that must be repaid
7. price paid for the use of borrowed money
8. review of financial statements or records to confirm they are accurate
9. a specific type of loan used to buy real estate
12. total assets minus liabilities
13. person designated to receive the funds of an account upon death of the account holder
15. splitting cash deposits or withdrawals into smaller amounts to avoid CTR filing
16. lowest rate of interest at which money can be borrowed
17. point of sale
19. loan of cash you obtain with a credit card
21. attempting to gain identifying info by acting as a trustworthy entity in an electronic communication such as email or pop up