Banking: Cards, Cars, and Currency

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Across
  1. 4. A card that allows the holder to make purchases without cash by borrowing money.
  2. 8. Money deposited electronically directly into an account from another account.
  3. 11. To "balance" your checking account with your monthly statement from the bank.
  4. 12. A card that allows an account owner to withdraw money or make payments directly from an account.
  5. 13. An account at a bank, credit union, or other financial institution in which account owners deposit funds and have the ability to withdraw funds but not write checks against the accounts.
  6. 15. A check that has been written but not yet deducted from the person's bank account.
  7. 17. Protection for bank customers’ deposits up to $250,000, guaranteeing their money is still available if the bank goes out of business.
  8. 18. The bank's accounting of one's transactions.
Down
  1. 1. Additions or deposits to an account that are added to the account balance.
  2. 2. An online payment that is automatically deducted from the account balance on a recurring basis.
  3. 3. A card that is loaded with a specific cash amount before you use it but then looks and works like a credit card until the full value is spent.
  4. 5. A tool in which an account holder lists his or her initial balance in an account and then records all debits and credits in order to maintain an accurate record of account activity and an accurate balance.
  5. 6. A nonprofit financial institution that is owned by its members.
  6. 7. A service provided by financial institutions to generally approve and pay overdraft transactions when the account holder does not have enough funds to cover the transactions in return for a fee.
  7. 9. Occurs when an account holder authorizes a withdrawal through a check, ATM withdrawal, debit card purchase, or electronic payment when the account does not have enough money to cover the amount of the transaction.
  8. 10. An account held at a financial institution in which account owners deposit funds and are able to write checks on their accounts and use ATM cards or debit cards to access funds.
  9. 14. Banking An electronic payment system that allows customers of a bank or credit union to conduct a wide variety of financial transactions through the bank or credit union website or app
  10. 16. Charges to or withdrawals from an account that are subtracted from the account balance.