Banking Products & Services Crossword

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Across
  1. 4. electronic banking systems allowing customers to conduct financial transactions via the Internet.
  2. 6. sending forged e-mails impersonating an online bank.
  3. 12. secure means of storing money in which individuals or business can deposit or withdraw money as needed.
  4. 13. allows individuals to have their paycheck or other payments deposited directly into their account.
  5. 14. do not offer federally insured deposit accounts.
  6. 18. form of payment in which customers draw money directly from their checking account.
  7. 21. allows banks to manage and protect an account on behalf of a beneficiary.
  8. 22. handle deposit accounts, personal loans and mortgage lending.
  9. 24. provide financial coverage to protect individuals or organizations against possible adverse events in exchange for premium payments.
  10. 27. assist individuals in buying and selling securities among investors.
  11. 29. receive, transfer and lend money to individuals, businesses and government.
  12. 30. money borrowed for personal reasons; to be repaid within a specific time frame and with added interest.
  13. 31. continued actions of a business.
  14. 32. secure means of storing money while earning interest.
  15. 33. allows an individual to borrow against their home’s value to finance major expenses; to be repaid within a specific time frame and with added interest.
  16. 34. requiring more than one method of credential authentication to verify a user’s identity.
  17. 35. companies engaged in the business of dealing with the monetary transactions of individual and commercial clients.
  18. 36. private organizations which hold and manage securities for investment purposes.
Down
  1. 1. individual who holds legal control of the assets in a trust account.
  2. 2. fee paid regularly at a set rate.
  3. 3. allows customers to pay bills or transfer money between accounts over the phone.
  4. 5. provide financial services, such as checking and savings accounts, mortgages, credit cards and auto loans for individuals, families and small businesses.
  5. 7. electronic movement of money from one account to another.
  6. 8. form on online payment where money is electronically withdrawn from the customer’s account.
  7. 9. financial instruments with ownership rights, debt rights, or rights to buy, sell or trade, such as stocks and bonds.
  8. 10. money borrowed for business reasons; to be repaid within a specific time frame and with added interest.
  9. 11. provides loans for prospective home buyers.
  10. 15. amount paid for an insurance policy.
  11. 16. offer financial services such as checking and savings accounts, debit and credit cards, mortgage and auto loans and lines of credit at an affordable rate for its members.
  12. 17. organizations which accept deposits and provide loans.
  13. 19. form of payment in which customers borrow money from a financial institution up to a certain limit, with added interest.
  14. 20. electronic banking terminal which allows customers to complete basic transactions, such as deposits or withdrawals.
  15. 23. wrongful or criminal deception used for financial gain.
  16. 25. money borrowed for the purchase of real estate; to be repaid within a specific time frame and with added interest.
  17. 26. money borrowed for the purchase of a vehicle; to be repaid within a specific time frame and with added interest.
  18. 28. line of credit issued to customers to cover checks or debits exceeding the amount in their account.