Banking Services Vocabulary

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Across
  1. 1. items of monetary value owned by an individual or a company
  2. 4. an invalid check that cannot be cashed
  3. 9. tells how much money is currently in the account
  4. 10. a bank employee who performs banking services
  5. 11. money deposited with a financial institution
  6. 12. one who receives money as payment
  7. 14. the original amount borrowed, deposited, or invested before interest accrues
  8. 16. a savings or checking account established in the name of more than one person
  9. 17. a check that a bank has refused to cash or pay because there are insufficient funds in the account
  10. 22. to revise a loan agreement
  11. 24. an individual or company that puts money in a banking account
  12. 25. a bank account that accrues interest in exchange for use of money
  13. 27. an establishment for lending, issuing, borrowing, exchanging and safeguarding money
  14. 28. a check issued by a bank, drawn on its own funds rather than on one of its deposits
  15. 30. an itemized slip showing the exact amount of paper money, coin, and checks being added to an account
  16. 31. money in paper and coin form
  17. 34. an outstanding amount of money
  18. 35. a check written for more money than is currently in the account
  19. 36. one who gives money
  20. 37. the least amount of money a bank requires when opening an account
  21. 38. personal identification number
  22. 39. business done with a bank
Down
  1. 2. a request made to a bank to not pay a specific check
  2. 3. a banking card that can be used to purchase goods and services electronically
  3. 5. a financial cooperative owned by its members
  4. 6. the period of time and the interest rate arranged between creditor and debtor to repay a loan
  5. 7. fee paid for the use of money
  6. 8. occurs when the amount is paid and subtracted from the checking account
  7. 13. debit cards accepted at businesses as payment
  8. 15. the final amount of a deposit
  9. 18. earnings automatically deposited into bank accounts
  10. 19. to write the payee’s own signature on the back of a check before cashing
  11. 20. fee a bank charges for handling a checking account
  12. 21. any written document instructing a bank to pay money from the account holder
  13. 23. an authorized amount of credit given to an individual or business
  14. 26. an amount of money taken out of an account
  15. 29. automatic teller machine
  16. 32. the amount of money in the account or the amount of money owed
  17. 33. the money put into a bank account