Banking Terms #2

12345678910111213
Across
  1. 3. fee paid at a set rate
  2. 8. wrongful or criminal deception
  3. 11. cover checks or debits exceeding amount in account
  4. 12. Company protect individuals against adverse events
  5. 13. electronic banking systems
Down
  1. 1. companies dealing with money
  2. 2. private organizations
  3. 4. money is electronically withdrawn
  4. 5. credential authentication to verify identity
  5. 6. money borrowed for business reasons
  6. 7. provide loans for home buyers
  7. 9. movement of money from one account to another
  8. 10. allows to borrow against home value