Banking Terms

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Across
  1. 2. This type of account provides security for despositors money
  2. 4. This type of endorsement is used to transfer ownership of a check to another party
  3. 6. This type of card will automatically take money out of your account when you make a purchase
  4. 7. The name of the person, business or organization receiving the check
  5. 10. This type of account allows for deposits and withdrawals
  6. 12. When a check is signed by the payee in order to cash or deposit the check
  7. 14. A type of bank that does not operate for profit and are member-owned
  8. 15. The bank will ______ out money to individuals or businesses who will spend it and the money cycles through the economy
  9. 17. To _________ a check is to write a check with a date that will occur in the future
  10. 20. The extra money that a bank gives you for keeping money in a savings account
  11. 22. The yearly rate charged for a loan and includes interest and fees (the abbreviation for it)
  12. 23. A monthly _____ fee is an account maintenance fee that is charged monthly
  13. 26. The type of check that has already been paid and processed by the bank; shown as a photocopy in your account
  14. 27. A deposit in ________ is a deposit made and recorded in the register, but not shown on the bank statement
  15. 28. This is received each month in the mail or online from the bank to show a record of all transactions made that month
  16. 29. This type of endorsement requires only the signature of the payee
  17. 30. A fee charged when you don't have enough money in your account for an expense (the abbreviation for it)
Down
  1. 1. Services provided by a range of organizations that manage money
  2. 3. The account holder that signs a check to authorize payment
  3. 4. An account that is tailored for high school or college students
  4. 5. Money put into an account
  5. 8. A legal document used to transfer ownership of money
  6. 9. The reason for writing a check
  7. 11. The abbreviation for the government agency that protects customer deposits
  8. 13. The checkbook ________ is a tool to track checking account transactions
  9. 16. A fee charged when you use an ATM that is outside of your bank's network
  10. 18. A check written for more money than your account contains
  11. 19. The most common and straightforward type of checking account
  12. 21. This type of endorsement restricts the check to be used for a specific purpose
  13. 24. This type of card can be used to make purchase, but the money you are using is borrowed from the card issuer
  14. 25. A type of check or withdrawal that has not been processed by the bank yet