Banking Vocabulary

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Across
  1. 1. Short-term cash loan taken against the credit line on your credit card
  2. 3. Type of short-term loan that usually carries a high interest rate
  3. 5. Type of bank account that allows repeated withdrawals and deposits of money
  4. 7. Fee someone pays to borrow money
  5. 10. Type of deposit often done with paychecks where money is electronically transferred into a bank account
  6. 12. Type of savings account that pays interest on your money for a pre-set period of time, so you cannot withdraw money during that time without paying a penalty
  7. 15. State plan that allows you to save for higher education and training without paying taxes (three words)
  8. 16. First range of numbers at the bottom of a check, it identifies which bank is holding the money and is always nine digits
  9. 17. Type of investment that acts like a loan to a company or to the government
  10. 19. When more money is spent through a check or debit card than the amount actually in the account
  11. 22. Moving funds from one account or individual to another through a bank's website or mobile app
  12. 23. Interest that is generated on money put into an account plus any previous interest earned, meaning you earn interest on your interest
Down
  1. 2. Member-owned financial cooperative that offers the services of a bank (two words)
  2. 3. Personal Identification Number
  3. 4. Machine that allows you to deposit and withdraw money from your bank accounts with a card
  4. 6. Total amount of money in a bank account at any given time
  5. 8. Bank employee who helps with account transactions, like depositing or withdrawing money
  6. 9. Bank account designed to earn interest on money deposited
  7. 11. Comparing the check register to the bank statement and correcting any mistakes
  8. 13. Payment card that allows you to make electronic purchases directly from your checking account
  9. 14. Amount that is borrowed to be paid back at a later date, usually with added interest
  10. 18. A share of ownership in a company
  11. 20. Second series of numbers found at the bottom of a check, it is the primary identifier of ownership
  12. 21. When money is added into a bank account