Banking

2. check returned by the bank because there was not enough money in the account
4. amount of money set aside (deposited or borrowed) on which interest is paid
7. saving option account that pays interest at the current market rate
8. a signature or instructions written on the back of a check authorizing a bank to cash or deposit the check
10. math formula used to tell you how long it will take money earning a certain interest rate to double.
11. bank service directing the bank not to honor a check
14. money deposited for a fixed amount of time at a fixed interest rate
18. check issued by a bank against its own funds
19. interest earned on both principal and previous interest earnings
20. bank card that allows the account holder to make purchases and to withdraw cash from an account at an ATM
22. money added to a checking or saving account
23. demand deposit account that may have restrictions and /or penalties for taking out money

1. policy that brings about actions of the FED to influence money and credit conditions in the economy
3. discount bond issued through the United States government
5. demand deposit account that allows quick and easy access to money without penalties.
6. a written order to a bank to pay the stated amount to the person or business named from a certain account
9. convenient way to pay bills if you do not have a checking account.
12. record for keeping track of checks written and deposits made in a checkbook
13. rate banks are charged to borrow money from the FED
15. rate at which banks can borrow from the excess reserves of other banks
16. withdrawal that deducts money from an account and electronically transfers it to another party
17. check written for a future date
21. interest rate that banks charge to corporations for the most creditworthy customers