Banzai Article Crossword by KAIMANA

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Across
  1. 1. How often interest is added to a total, such as daily, monthly, or quarterly.
  2. 6. How long an item lasts before it wears out or needs to be replaced.
  3. 7. The annual interest rate expressed as a percentage of the starting amount.
  4. 8. A financial state where income is higher than total expenses.
  5. 9. A quick formula used to estimate how many years it takes for an investment to double.
  6. 11. Difficult decisions made when income doesn't cover all essential needs.
  7. 13. Money set aside each month to cover unexpected future costs or accidents.
  8. 18. The act of using a credit card to pay for things when cash is unavailable.
  9. 22. The difficulty of paying back borrowed money when interest adds up quickly.
  10. 24. The ongoing cost of repairs, maintenance, or replacements for an item.
  11. 26. A situation where a person is spending more money than they are earning.
  12. 27. 3: Budgeting and Income
  13. 28. Choosing a product based on how well it works for your specific needs.
  14. 31. The trade-off between paying more for a better product or saving money on a cheaper one.
  15. 34. The increase in money earned over time through raises, promotions, or new jobs.
  16. 35. The total amount of money needed to pay for essentials like food, housing, and healthcare.
  17. 36. Using internet feedback from many users to see if a product works as promised.
  18. 37. Financial aid provided by the state, such as Social Security or disability.
  19. 38. An unpaid amount of money owed to a credit card company or service provider.
  20. 40. Adding extra functions, like multiple phone lenses, that increase price without being necessary.
  21. 41. A choice made after researching and comparing different products and prices.
  22. 42. 2: Interest and Banking
  23. 43. An organization, like a bank, where people save, invest, or borrow money.
Down
  1. 2. Costs that stay the same every month, such as rent or car payments.
  2. 3. A plan that compares total income with expenses to manage future spending.
  3. 4. Extra money paid for a product due to its famous name or fancy packaging.
  4. 5. Interest calculated only on the initial amount of money deposited.
  5. 10. An amount of money a person is allowed to borrow and pay back as needed.
  6. 12. A financial plan where total expenses do not exceed total income.
  7. 14. 4: Loans and Financial Challenges
  8. 15. Costs that change month to month and are easier to control, like entertainment.
  9. 16. The process of interest building up over time on a loan or investment.
  10. 17. The original amount of money borrowed before interest is added.
  11. 19. The peace of mind that comes from having enough money for all necessary bills.
  12. 20. The lowest legal amount an employer can pay a worker for their labor.
  13. 21. Having enough money to cover all needs and feel confident about the future.
  14. 23. Interest calculated on both the initial deposit and the interest already earned.
  15. 25. The act of cutting back on non-essential costs to balance a budget.
  16. 29. Basic necessities required for survival, such as groceries and utilities.
  17. 30. An advertisement by a celebrity or influencer that is designed to look like a real recommendation.
  18. 32. The yearly interest rate charged on borrowed money, such as a credit card balance.
  19. 33. The belief that higher prices always mean better quality, which is not always true.
  20. 39. The specific length of time a borrower has to pay back a loan.