basic insurance terms

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Across
  1. 4. An insurance company that does business in another state is?
  2. 8. doing business in same state where the company is headquartered
  3. 9. issued to a company who wishes to act as an insurer
  4. 10. owned by shareholders and pays dividends
  5. 11. does not have a certificate of authority but still does business there.
  6. 14. receives certificate of authority from the state where it will be transacting business
  7. 15. exchange an insurance policy for money
Down
  1. 1. offer advise includes quoting rates.
  2. 2. issued by fraternal or or association to its members. Generally gets a discount
  3. 3. sells products as insurance that are truly not insurance
  4. 5. issued to a company who wishes to act as an insurer
  5. 6. attempt to sell a particular type of insurance
  6. 7. owned by policyholders not taxable income refund of excess premiums
  7. 12. An insurance Company that is admitted to do business in another country is?
  8. 13. Responsible for approval, denial revocation, and regulation of insurance and producers' license and companies.