Berenstain bears crossword puzzle

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Across
  1. 6. How important or useful something is to a person.
  2. 7. Using money to buy goods or services.
  3. 8. Buying something right away without thinking first.
  4. 10. The ability to say no to a want so you don’t overspend.
  5. 12. How much money something costs.
Down
  1. 1. Money kids get regularly to learn how to save and spend.
  2. 2. Decisions we make about what to buy because we can’t buy everything.
  3. 3. Putting money aside to use later instead of spending it right away.
  4. 4. A plan for how to save and spend money intelligently.
  5. 5. Things people would like to have, but don’t need to survive.
  6. 9. Something people use to buy things they want or need.
  7. 11. Things people have to have to live, like food, clothes, and shelter.