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4. Intentional misrepresentation of information with the intent to deceive or mislead.
8. broke ash
9. The portion of the profits paid to the shareholders of a company.
10. The total amount of income from wages before any payroll deductions.
11. Ability to repay a loan from present income; one of three factors in credit scoring.
13. Any money an individual receives.
14. An amount of money spent to buy something or do something.
16. Payment for use of someone else’s money; usually expressed as an annual rate in terms of a percent of the principal (the amount owed).

1. The amount that credit card companies charge for the use of a credit card.
2. To sign the back of a check to make it payable to the specified payee.
3. The entire amount of money owed to lenders.
4. a mathematical model that assesses a person's reliability in repaying borrowed funds
5. Amount of money a creditor is willing to loan another to purchase goods and services, based on trust and the expectation that the money will be repaid as promised with interest.
6. Written order directing a bank or credit union to pay a person or business a specific sum of money.
7. A plan for managing money, dividing up expected income and expenses among spending and saving options based on personal goals during a given time period.
12. What a person owns, such as cash, stocks, bonds, real estate, and personal possessions.
15. An excessively high offer for a trade-in vehicle.