Bridging the Gap

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Across
  1. 1. The last word in ESOP
  2. 4. An ESOP is a __________ retirement plan.
  3. 6. The process of earning an increasing right to benefits each year through service to the Company.
  4. 8. Employees become 100% vested in their ESOP after how many years in the plan
  5. 9. A ratio that determines "how much it costs to earn a $1"
  6. 12. Hatco’s legal responsibility to buy back stock distributed to participants is called a _____________ obligation
  7. 13. Entity holding stock and funds contributed to the plan
  8. 16. The process of determining Hatco's fair market value
  9. 17. __________ is a set of shared values, goals, attitudes, and practices that characterize an organization
  10. 18. Income minus expenses equal
Down
  1. 2. Distributing company contributions and other assets among the plan participants is called _____________
  2. 3. Our ESOP is a ________ that brings hope for our future
  3. 5. Allocation of shares to your individual account is based on eligible employee _____________
  4. 7. The four _____________ are Dave Rolston, Kimber Simos, Mike Whiteley, and Cindy Cervantes
  5. 10. Each of us can impact Hatco's performance by implementing ____________ that save time and money.
  6. 11. Hatco is what type of corporation?
  7. 14. Employees are given the opportunity to __________ at age 55 and 10 years in plan
  8. 15. A document that reflects the balance of your ESOP account