budget

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Across
  1. 2. Regular, unchanging expenses such as rent or a car payment.
  2. 5. The extra money paid when borrowing or earning when saving, usually expressed as a percentage.
  3. 6. Non-essential items or services that are desired but not necessary for basic living.
  4. 11. The money earned from work, investments, or other sources.
  5. 13. A numerical rating that represents a person’s creditworthiness, based on their financial history.
  6. 15. The amount of money needed to cover basic living expenses in a particular area.
  7. 18. An exchange or transfer of money for goods or services.
  8. 21. Money borrowed from a person or institution, which must be paid back, often with interest.
  9. 22. Essential expenses required for basic living, such as food, housing, and utilities.
  10. 23. Money placed into a bank account for safekeeping or to earn interest.
  11. 24. A financial plan that outlines expected income and expenses over a specific period.
  12. 26. Money borrowed that must be repaid, often with interest.
  13. 27. Mandatory payments made to the government based on income, sales, or property ownership.
  14. 28. The act of managing money through financial institutions, like depositing, withdrawing, or saving.
  15. 29. A financial product that provides protection against certain risks in exchange for regular payments (premiums).
  16. 30. A record provided by a bank that details all the transactions within an account over a period.
Down
  1. 1. Money set aside for future use rather than spending it immediately.
  2. 3. A bank account used to store money and earn interest over time.
  3. 4. The total income earned before any taxes or deductions are taken out.
  4. 7. A payment received for work completed, typically on a regular schedule.
  5. 8. The ability to borrow money or access goods or services with the agreement to pay later.
  6. 9. A bank account used for everyday transactions like paying bills or making purchases.
  7. 10. The act of taking money out of a bank account.
  8. 12. Money spent on goods, services, or other obligations.
  9. 14. Money saved specifically for unexpected expenses, such as medical bills or car repairs.
  10. 16. A set amount of money that a person plans not to exceed when purchasing goods or services.
  11. 17. The act of using money with the expectation of gaining more money in the future, such as buying stocks.
  12. 19. Payment made for using someone else's property, such as an apartment or house.
  13. 20. A loan specifically used to buy real estate, usually repaid over a long period.
  14. 25. Services such as electricity, water, and gas that are essential for daily living.