Budgeting

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Across
  1. 3. – When income is greater than expenses.
  2. 4. – Essentials like food, housing, and utilities.
  3. 5. – Type of expense that stays the same monthly.
  4. 9. – Type of expense that changes monthly.
  5. 10. – When expenses are greater than income.
  6. 12. – Money you spend.
  7. 13. – Movement of money in and out.
  8. 15. – A plan for how to manage your money.
  9. 17. – Something you’re saving or planning for.
  10. 20. – Fund for unexpected costs.
Down
  1. 1. – Budget strategy: prioritize saving first.
  2. 2. – Income before taxes.
  3. 6. – Money you earn.
  4. 7. – Money set aside for future use.
  5. 8. – Type of budgeting where every dollar has a job.
  6. 11. – Spending on non-essentials or "wants."
  7. 14. – Money you owe to others.
  8. 16. – Popular budgeting rule using percentages.
  9. 18. – Keeping record of what you spend.
  10. 19. – Income after taxes (take-home pay).