Budgeting crossword puzzle

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Across
  1. 3. Fund, An amount of money set aside to cover bills in case of emergency
  2. 4. Something you put your money in
  3. 8. To put money in or take money out of your account
  4. 10. Expenses, An expense that does not change from month to month, such as auto insurance or rent
  5. 11. Income, Is the ‘take-home’ money after deductions for taxes, health insurance and retirement contributions
  6. 12. A plan for your money
  7. 16. Something that cost you money
  8. 17. The process of setting aside money until a future date instead of spending it today. The goal of saving is to provide funds for emergencies, short-term goals, and investments
  9. 19. yourself first (PYF), Taking a certain amount of all money you receive and saving it to be used for spending on longer-term goals (house, car)
  10. 20. Economic resources (things of value) owned by you or business (car, furniture, jewelry, art)
Down
  1. 1. Management, Planning how to get the most from your money
  2. 2. To put money into an account
  3. 5. Expenses, Expenses that change from month to month, such as groceries, utilities (electricity and gas)
  4. 6. Money that you earn; paycheck (salary, hourly wages)
  5. 7. Debts that you owe
  6. 9. To take money out of an account
  7. 13. Something owed to another- an obligation
  8. 14. Money the government takes from your paycheck to pay for programs
  9. 15. Worth, Total assets minus (-) total liabilities
  10. 18. Pay, The total amount you earn before any deductions are subtracted