Budgeting & Spending (Personal Finance)

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Across
  1. 4. Strategy for managing money and goals (2 words, no space between)
  2. 5. The movement of money in and out (2 words, no space between)
  3. 8. Money saved for unexpected expenses (2 words, no space between)
  4. 11. Costs that change (food, entertainment) (2 words, no space between)
  5. 12. Money set aside for future use
Down
  1. 1. Non-essential purchases (2 words, no space between)
  2. 2. What you give up when choosing one option (2 words, no space between)
  3. 3. Money spent on goods or services
  4. 6. Costs that stay the same each month (2 words, no space between)
  5. 7. Essential items for survival (2 words, no space between)
  6. 9. Non-essential items
  7. 10. A plan for how to spend and save money