Budgeting Terms Crossword

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Across
  1. 5. the amount an employee earns once taxes and other items are deducted from gross income
  2. 8. personal expenses that are the same each month
  3. 10. expenses that change in price and frequency each month
  4. 11. total amount of money an individual has earned before deductions like taxes are taken out
Down
  1. 1. everything that you owe, which may include your mortgage, credit card balance, and loans
  2. 2. a plan for future spending and saving, weighing estimated income against estimated expenses
  3. 3. unplanned decision to buy made just before a purchase
  4. 4. comparing the cost of two or more goods or services in an attempt to find best value
  5. 6. payment received for goods or services including employment
  6. 7. the money an individual spends regularly for items or services
  7. 9. Items needed in order to live, such as clothing, food, and shelter