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5. A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
9. A policy that will pay a specified sum to beneficiaries upon the death of the insured.

1. An elective combination of coverages for the risks of owning a home. Can include losses due to fire, burglary, vandalism, earthquake, and other perils.
2. Coverage on the risks associated with driving or owning an automobile. It can include collision, liability, comprehensive, medical, and uninsured motorist coverages.
3. The amount of the loss which the insured is responsible to pay before benefits from the insurance company are payable. You may choose a higher deductible to lower your premium.
4. The written contract of insurance.
6. The date on which the policy ends.
7. A licensed person or organization authorized to sell insurance by or on behalf of an insurance company.
8. Notice to an insurer that under the terms of a policy, a loss maybe covered.
10. Renters' insurance, often called tenants' insurance, is an insurance policy that provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure.